801 Bent St, Elgin, IL 60120 Property Records

Cook County property record for 801 Bent St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,012 sqft · built 1968
Lot Size	0.173 acres (7,519 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Apr 2017)
Tax Bill	$4,665 (2023)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-19-113-060`

Property Details

APN / Parcel Number

Primary APN	`06-19-113-060`
Alternative APN	`06-19-113-060-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,012 sqft Living Area
1st Floor Area	1,012 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1969
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,519 sqft (0.173 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	801 BENT ST
City	ELGIN
State	IL
Zip	60120-8201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(LASEMAN) & (PRICKETTS) SUB RESUB OF LT 1 IN BLK 2 OF BLUFF CITY ADD TO ELGIN ILL IN & PT OF LT 11 OF COUNTY CLERKS SUB OF UN
Legal Range	09E
Legal Township	41N
Legal Section	19
Legal Subdivision	LASEMAN & PRICKETTS
Legal Block	2
Legal Lot Number	1
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1003
Census Tract	804406

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	801 BENT ST, ELGIN, IL 60120-8201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 24, 2017	Warranty Deed, Transfer · FHA Mortgage UNIVERSAL AMERICAN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2017 · Amount on Record
Deed Sale	Apr 24, 2017 · Amount on Record
Prior Sale	Mar 5, 2015
Deed Document Number	20171017
Prior Transfer Date	Feb 10, 2015
Prior Transfer Doc	0000018048
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	801 BENT ST, ELGIN, IL 60120-8201
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 BENT ST, ELGIN, IL 60120-8201

Mortgage

Document Number	0011547067
Date	Apr 25, 2022
Instrument	2211547067

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2052

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 24, 2017
Property Address	801 BENT ST, ELGIN, IL 60120-8201
Document Number	1711401017
Instrument Date	Apr 11, 2017
Instrument	11401017
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 W BODE CIR HOFFMAN ESTATES IL 601692955, HOFFMAN ESTATES, IL 60169-2955

Mortgage

Document Number	1711401018
Date	Apr 24, 2017
Instrument	11401018

Lender

Name	UNIVERSAL AMERICAN MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,000 (+4.55%) Land $5,263 Building $17,737	$230,000 (+4.55%) Land $52,630 Building $177,370
2023	$4,665.00 (-10.24%)
2022	$5,197.00 Homeowner's exemption	$21,999 Land $3,007 Building $18,992	$219,990 Land $30,070 Building $189,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	16 (1997–2020)
Claims Outside the SFHA	5 of 16
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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