Decatur County property record for 801 Ackerley St, Lamoni, IA 50140
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,240 sqft · built 1969 |
| Lot Size | 0.82 acres (35,745 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,900 (2026) |
| Deeds & Mortgages | Nov 2022 Line of Credit Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1311275003 |
| Primary APN | 1311275003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,240 sqft Living Area |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Lot Area | 35,745 sqft (0.82 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Heating System | Gas |
|---|
| Street Address | 801 ACKERLEY ST |
|---|---|
| City | LAMONI |
| State | IA |
| Zip | 50140-1543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELMWOOD HEIGHTS LOTS 5, 6 & 7, BLK 2 |
| Legal Subdivision | ELWOOD HEIGHTS ADD LAMONI |
| Legal Block | 2 |
| Legal Lot Number | 5-7 |
| Jurisdiction | DECATUR IA |
| Township / Civil Division | LAMONI |
| Census Block Group | 2 |
| Census Block | 2071 |
| Census Tract | 960200 |
Source: Decatur County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 801 ACKERLEY ST, LAMONI, IA 50140-1543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Apr 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SVCS |
| Nov 12, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF THE WEST |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR IA |
| Property Address | 801 ACKERLEY ST, LAMONI, IA 50140-1543 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020221741 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 2022-1741 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR IA |
| Property Address | 801 ACKERLEY ST, LAMONI, IA 50140-1543 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020220537 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 2022-0537 |
| Name | CARRINGTON MORTGAGE SVCS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR IA |
| Property Address | 801 ACKERLEY ST, LAMONI, IA 50140-1543 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2019 |
| Name | Verified Name |
|---|
| Document Number | 20191408 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 2019-1408 |
| Name | BANK OF THE WEST |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2044 |
Source: Decatur County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Decatur County |
| Municipality | Lamoni City |
| Unified School District | Lamoni Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,900.00 Homeowner's exemption | $214,590 (-) Land $31,530 Building $183,060 | $214,590 (-) Land $31,530 Building $183,060 |
| 2025 | $3,900.00 (+18.61%) | $214,590 (+31.73%) Land $31,530 Building $183,060 | $214,590 (+31.73%) Land $31,530 Building $183,060 |
| 2024 | $3,288.00 (-14.99%) | ||
| 2023 | $162,900 Land $19,710 Building $143,190 | $162,900 Land $19,710 Building $143,190 | |
| 2021 | $3,868.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1980–2010) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2010 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAMONI MUNICIPAL UTILITIES serves 2,029 people · EPA ID IA2740050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity not recorded as resolved · Jun 2026 Treatment failure resolved · Mar 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grand River Mutual Telephone Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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