8009 Stone Ridge Dr, Frederick, MD 21702 Property Records

Frederick County property record for 8009 Stone Ridge Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,285 sqft · built 1988
Lot Size	0.527 acres (22,948 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Oct 2026)
Tax Bill	$6,290 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-430676`

Property Details

APN / Parcel Number

Primary APN	`21-430676`
Alternative APN	`430676`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,285 sqft Living Area
Gross Area	3,821 sqft
1st Floor Area	1,367 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Frame
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	22,948 sqft (0.527 acres)
Garage Type	Attached
Garage Area	536 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	430676
Street Address	8009 STONE RIDGE DR
City	FREDERICK
State	MD
Zip	21702-2991
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 1 PLAT 1 SECT 1 22948 SQ. FT. CLOVER HILL III
Legal Subdivision	CLOVER HILL 03
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3028
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

8009 Stone Ridge Dr is owned and occupied by two individuals who bought it in October 2026.

Source: Frederick County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8009 STONE RIDGE DR, FREDERICK, MD 21702-2991
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2026 · Amount on File
Deed Sale	Oct 8, 2026 · Amount on File
Prior Sale	Apr 11, 2016 · Amount on File
Deed Book / Page	18078 / 51
Prior Transfer Date	Nov 6, 2006
Prior Transfer Doc	0063360113
Record Updated	Oct 29, 2026

October 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 8, 2026
Property Address	8009 STONE RIDGE DR, FREDERICK, MD 21702-2991
Document Number	1807000051
Book / Page	18078 / 51
Instrument Date	Sep 4, 2026
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$606,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8009 STONE RIDGE DR, FREDERICK, MD 21702-2991

Mortgage

Document Number	1807000057,
Date	Oct 8, 2026
Book Page	18078/57

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 8009 Stone Ridge Dr was $6,290, up 11.2% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,100 (+9.36%) Land $149,000 Building $406,100	$555,100 (-) Land $149,000 Building $406,100
2025	$6,290.00 (+11.17%)	$507,567	$555,100 Land $149,000 Building $406,100
2024	$5,658.00 (+14.95%)
2023	$4,922.00	$412,500 Land $86,900 Building $325,600	$412,500 Land $86,900 Building $325,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8009 Stone Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8009 Stone Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLOVERHILL 3 - CONSECUTIVE TO MD0100015 serves 888 people · EPA ID MD0100031
Water Source	Purchased surface water from CITY OF FREDERICK
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2017) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20