80074 Montgomery Dr, Indio, CA 92203 Property Records

Riverside County property record for 80074 Montgomery Dr, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,163 sqft · built 2006
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$208,500 (Sep 2009)
Tax Bill	$6,048 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2017 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`750-410-004`

Property Details

APN / Parcel Number

Primary APN	`750-410-004`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,163 sqft Living Area
Gross Area	3,813 sqft
1st Floor Area	3,163 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	80074 MONTGOMERY DR
City	INDIO
State	CA
Zip	92203-4844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.18 ACRES IN LOT 324 MB 384/012 TR 31649-1
Legal Subdivision	384M12-30
Legal Tract	31649-1
Legal Lot Number	324
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2000
Census Tract	45228

Owner

Source: Riverside County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	80074 MONTGOMERY DR, INDIO, CA 92203-4844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS FIRST FEDERAL CREDIT UNION
Dec 28, 2017	Deed of Trust, Mortgage · ARM FIREFIGHTERS FIRST CU
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIREFIGHTERS FIRST FCU
Aug 26, 2020	Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2009 · Amount on Record
Deed Sale	Sep 25, 2009 · Amount on Record
Prior Sale	May 13, 2009 · Amount on Record
Deed Document Number	2009499960
Last Transfer Date	Oct 24, 2010
Transfer Doc	0000509987
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 13, 2026
Property Address	80074 MONTGOMERY DR, INDIO, CA 92203-4844
Document Number	0000255435
Instrument Date	Aug 7, 2026
Instrument	2026255435
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	MONARCH LAND TITLE INC, MONARCH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 171
Address	80074 MONTGOMERY DR, INDIO, CA 92203-4844

Mortgage

Document Number	0000255435,
Date	Aug 13, 2026
Instrument	2026255435

Lender

Name	FIREFIGHTERS FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 28, 2051

Interest

Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	80074 MONTGOMERY DR, INDIO, CA 92203-4844
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000543990
Date	Dec 28, 2017
Instrument	2017-0543990

Lender

Name	FIREFIGHTERS FIRST CU
Type	Credit Union
Address	LOS ANGELES, CA 90041

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 1, 2023
Change Frequency	5 Years
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	5-Year CMT
Max Rate	8.25%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	80074 MONTGOMERY DR, INDIO, CA 92203-4844
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80074 MONTGOMERY DR, INDIO, CA 92203-4844

Mortgage

Document Number	0000396531
Date	Aug 26, 2020
Instrument	2020-0396531

Lender

Name	FIREFIGHTERS FIRST FCU
Type	Credit Union
Address	LOS ANGELES, CA 90041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	7.87%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	80074 MONTGOMERY DR, INDIO, CA 92203-4844
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000396532
Date	Aug 26, 2020
Instrument	2020-0396532

Lender

Name	FIREFIGHTERS FIRST FCU
Type	Credit Union
Address	LOS ANGELES, CA 90041

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 28, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,278 (+2%) Land $54,830 Building $226,448
2025	$6,048.00 (+2.14%) Homeowner's exemption	$275,763 (+4.04%) Land $53,755 Building $222,008
2023	$5,921.00 (+2.1%) Homeowner's exemption	$265,056 Land $51,668 Building $213,388
2022	$5,799.00
2021			$421,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 312 policies
Nearby Flood Policies	312 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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