8006 8th St, Surf City (Holly Ridge), NC 28445 Property Records

Onslow County property record for 8006 8th St, Surf City, NC 28445

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,929 sqft · built 2004
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Dec 2021)
Tax Bill	$4,055 (2026)
Deeds & Mortgages	Sep 2025 Construction Loan Dec 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`804-100.1`

Property Details

APN / Parcel Number

Primary APN	`804-100.1`
Alternative APNs	`481551000` `032721`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,813 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	481551000
Street Address	8006 8TH ST
City	SURF CITY
State	NC
Zip	28445-8649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MHS
Legal Description	L26 S4 B29 OLD SETTLERS BEACH
Legal Subdivision	OLD SETTLERS BEACH SEC 4
Legal Block	29
Legal Lot Number	26
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	1
Census Block	1062
Census Tract	403

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	167 JOSIAH DR, CLAYTON, NC 27527-4244
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Construction Mortgage PROVIDENCE BANK
Dec 30, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Apr 30, 2015 · Amount on Record
Deed Book / Page	5654 / 924
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	8006 8TH ST, SURF CITY, NC 28445-8649
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	167 JOSIAH DR, CLAYTON, NC 27527-4244

Mortgage

Document Number	0064380200
Date	Sep 19, 2025
Book Page	6438/200

Lender

Name	PROVIDENCE BANK
Type	Bank
Address	WILSON, NC 27896

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 30, 2021
Property Address	8006 8TH ST, SURF CITY, NC 28445-8649
Document Number	0056540924
Book / Page	5654 / 924
Map Reference	MB 9 PG 71
Instrument Date	Dec 14, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 LAUREL LAKE RD, 317, SALEMBURG, NC 28385-8605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 DAIRY GLEN DR, FUQUAY VARINA, NC 27526-5773

Mortgage

Document Number	0005654929
Date	Dec 30, 2021
Instrument	5654/929

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	5-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Surf City Town
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,055.00	$913,135 (+47.47%) Land $275,000 Building $638,135	$913,135 (+47.47%) Land $275,000 Building $638,135
2023	$4,055.00	$619,184 Land $185,000 Building $434,184	$619,184 Land $185,000 Building $434,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 1,239 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,682 units insured incl. 443 condo units
Nearby Flood Claims	2,537 (1983–2025)
Claims Outside the SFHA	21 of 2,537
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 420 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 545 claims Hurricane Fran, Oct 1996 · 671 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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