Howard County property record for 8004 Cipher Row, Jessup, MD 20794
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,480 sqft · built 1981 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Nov 2022) |
| Tax Bill | $5,349 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-453570 |
| Primary APN | 06-453570 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,480 sqft Total Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,229 sqft (0.143 acres) |
| Deck Area | 180 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 453570 |
|---|---|
| Street Address | 8004 CIPHER ROW |
| City | JESSUP |
| State | MD |
| Zip | 20794-9018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 114 6222 SQ 8004 CIPHER ROW GREENBRIAR WOODS |
| Legal Subdivision | GREENBRIAR WOODS |
| Legal Lot Number | 114 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 606905 |
8004 Cipher Row is owned and occupied by two individuals who bought it in November 2022.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8004 CIPHER ROW, JESSUP, MD 20794-9018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed, Transfer · Conventional Mortgage BNC NATIONAL BANK |
| Nov 22, 2022 | Re-recorded Document · Conventional Mortgage BNC NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2022 · Amount on File |
| Deed Sale | Nov 22, 2022 · Amount on File |
| Prior Sale | Dec 14, 2021 · Amount on File |
| Deed Book / Page | 21804 / 18 |
| Prior Transfer Date | Nov 23, 2021 |
| Prior Transfer Doc | 0218040018 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 14, 2021 |
| Property Address | 8004 CIPHER ROW, JESSUP, MD 20794-9018 |
| Document Number | 0211940031 |
| Book / Page | 21194 / 31 |
| Map Reference | MB CMP 4349 |
| Instrument Date | Nov 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | EASTERN TITLE AND SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8004 CIPHER ROW, JESSUP, MD 20794-9018 |
| Document Number | 0002119440 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 21194/40 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Nov 22, 2022 |
| Property Address | 8004 CIPHER ROW, JESSUP, MD 20794-9018 |
| Document Number | 0218040018 |
| Book / Page | 21804 / 18 |
| Map Reference | MB CMP 4349 |
| Instrument Date | Nov 23, 2021 |
| Record Updated | Aug 16, 2023 |
| Title Company | EASTERN TITLE AND SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8004 CIPHER ROW, JESSUP, MD 20794-9018 |
| Document Number | 0218040028 |
|---|---|
| Date | Nov 22, 2022 |
| Book Page | 21804/28 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Dec 1, 2051 |
The 2026 property tax bill for 8004 Cipher Row was $5,349 with a homeowner's exemption, down 0.3% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,349.00 (-0.34%) Homeowner's exemption | $377,133 (+7.75%) | $431,400 (+23.26%) Land $255,500 Building $175,900 |
| 2025 | $5,367.00 Homeowner's exemption | $350,000 Land $180,500 Building $169,500 | $350,000 Land $180,500 Building $169,500 |
| 2023 | $310,467 (+6.8%) | $350,000 (+20.4%) Land $180,500 Building $169,500 | |
| 2022 | $3,273.00 | $290,700 Land $145,500 Building $145,200 | $290,700 Land $145,500 Building $145,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8004 Cipher Row in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8004 Cipher Row is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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