8003 Cotswald Trl, Cottleville (Saint Charles), MO 63304 Property Records

St. Charles County property record for 8003 Cotswald Trl, Cottleville, MO 63304 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,120 sqft · built 2023
Lot Size0.198 acres (8,638 sqft)
Owner2 Individual Names on File
Last Sale$538,650 (Feb 2026)
Tax Bill$7,406 (2024)
Deeds & MortgagesApr 2025 Line of Credit
Feb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNT241500061

Property Details

APN / Parcel Number

Primary APNT241500061
Alternative APN
  • 3-0018-D435-00-0169.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,120 sqft Living Area
Gross Area5,020 sqft
Basement Area1,900 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleBi-Level
Exterior MaterialStone
Lot Area8,638 sqft (0.198 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Account NumberT241500061
Street Address8003 COTSWALD TRL
CityCOTTLEVILLE
StateMO
Zip63304-8063
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOTTLEVILLE TRAILS #1A LOT 169
Legal SubdivisionCOTTLEVILLE TRAILS #1A
Legal Lot Number169
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group3
Census Block3006
Census Tract311124

Owner

Source: St. Charles County records · APN T241500061

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8003 COTSWALD TRL, SAINT CHARLES, MO 63304-8063
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2025Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Feb 20, 2026Warranty Deed, Transfer · Conventional Mortgage
TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 20, 2026 · Amount on Record
Deed SaleFeb 20, 2026 · Amount on Record
Prior SaleMar 28, 2024 · Amount on Record
Deed Document Number20268004
Record UpdatedJun 08, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address8003 COTSWALD TRL, COTTLEVILLE, MO 63304-8063
Transaction TypeMortgage
Record UpdatedMar 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address8003 COTSWALD TRL, COTTLEVILLE, MO 63304-8063

Mortgage

Document Number0000013623
DateApr 08, 2025
Instrument2025R-013623
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMar 25, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateFeb 20, 2026
Property Address8003 COTSWALD TRL, COTTLEVILLE, MO 63304-8063
Document Number0000008004
Map ReferenceDOC 2023R-039084
Instrument DateFeb 13, 2026
Instrument2026R-008004
Transaction TypeTransfer
Record UpdatedMar 06, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address313 BARN SWALLOW DR, CELINA, TX 75009-5845

Transferred To (Grantee/Buyer)

NameVerified Name
Address8003 COTSWALD TRL, COTTLEVILLE, MO 63304-8063

Mortgage

Document Number0000008005
DateFeb 20, 2026
Instrument2026R-008005
Lender
NameTOP FLITE FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityCottleville City
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$119,700$630,000 Land $80,000 Building $550,000
2024$7,406.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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