8001 Oak Tree Dr S, Lorain, OH 44053 Property Records

Lorain County property record for 8001 Oak Tree Dr S, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,526 sqft · built 1998
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Nov 2020)
Tax Bill	$3,653 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-007-000-123`

Property Details

APN / Parcel Number

Primary APN	`02-03-007-000-123`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,526 sqft Living Area
1st Floor Area	795 sqft
2nd Floor Area	811 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	95 sqft
Patio Area	128 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8001 OAK TREE DR S
City	LORAIN
State	OH
Zip	44053-4340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKS SUBDIVISION #4 75 X 140
Legal Subdivision	THE OAKS SUBDIVISION #4
Legal Tract	3
Legal Lot Number	82
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1007
Census Tract	97201

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8001 OAK TREE DR S, LORAIN, OH 44053-4340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 24, 2020	Grant Deed, Subdivision Related Transfer HOWARD HANNA MTG SVCS
Apr 23, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on File
Deed Sale	Nov 24, 2020 · Amount on File
Prior Sale	Apr 23, 2018 · Amount on File
Deed Document Number	2020007361
Record Updated	Jun 8, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	8001 OAK TREE DR S, LORAIN, OH 44053-4340
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8001 OAK TREE DR S, LORAIN, OH 44053-4340

Mortgage

Document Number	0000035109
Date	Dec 2, 2024
Instrument	2024-0035109

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 20, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 24, 2020
Property Address	8001 OAK TREE DR S, LORAIN, OH 44053-4340
Document Number	0000790522
Instrument Date	Nov 23, 2020
Instrument	790522
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 3, 2020
Title Company	NORTHSTAR TITLE SERVICES LLC, NORTHSTAR TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8001 OAK TREE DR S LORAIN OH 440534340, LORAIN, OH 44053-4340

Mortgage

Document Number	790523
Date	Nov 24, 2020
Instrument	790523

Lender

Name	HOWARD HANNA MTG SVCS
Type	Mortgage Company
Address	PITTSBURGH, PA 15238

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2050

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 23, 2018
Property Address	8001 OAK TREE DR S, LORAIN, OH 44053-4340
Document Number	0000669476
Instrument Date	Apr 11, 2018
Instrument	669476
Transaction Type	Foreclosure
Record Updated	May 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$464.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	32629 HERON CIR NORTH RIDGEVILLE OH 440396310, NORTH RIDGEVILLE, OH 44039-6310

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,653.00	$82,550 (%) Land $20,370 Building $62,180	$235,860 (-) Land $58,200 Building $177,660
2024	$3,653.00 (+15.24%)	$82,551 (+31.35%) Land $20,370 Building $62,181	$235,860 (+31.35%) Land $58,200 Building $177,660
2023	$3,170.00 (+4.04%)	$62,846 (+0.01%) Land $12,852 Building $49,994	$179,560 (-) Land $36,720 Building $142,840
2022	$3,047.00	$62,840 Land $12,850 Building $49,990
2021			$179,560 Land $36,720 Building $142,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	48 units insured incl. 46 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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