800 Watson Ln, Henderson, KY 42420 Property Records

Henderson County property record for 800 Watson Ln, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,914 sqft · built 1979
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$307,000 (Jan 2022)
Tax Bill	$3,404 (2025)
Deeds & Mortgages	Feb 2008 Mortgage Jul 2014 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`64C-13`

Property Details

APN / Parcel Number

Primary APN	`64C-13`
Alternative APNs	`33786` `50009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,914 sqft Finished Area
Basement Area	1,320 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Terrain	Rolling
Garage Type	Basement
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	363 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	50009
Street Address	800 WATSON LN
City	HENDERSON
State	KY
Zip	42420-2149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1000
Census Tract	20604

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	800 WATSON LN, HENDERSON, KY 42420-2149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2008	Deed of Trust, Mortgage INDEPENDENCE BANK
Jul 3, 2014	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Nov 26, 2012	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK IN OLNEY
Jul 11, 2013	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jan 28, 2022	Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Prior Sale	Mar 19, 2012 · Amount on Record
Deed Document Number	2022000969
Deed Book / Page	RE656 / 996
Record Updated	Jun 8, 2026

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	800 WATSON LN, HENDERSON, KY 42420-2149
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000992/773
Date	Feb 14, 2008
Book Page	992/773

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 8, 2013

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	800 WATSON LN, HENDERSON, KY 42420-2149
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1168/311
Date	Jul 3, 2014
Book Page	MT 1168/311
Instrument	2014007197

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 25, 2044

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	800 WATSON LN, HENDERSON, KY 42420-2149
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1123/772
Date	Nov 26, 2012
Book Page	MT 1123/772
Instrument	2012014455

Lender

Name	FIRST NATIONAL BANK IN OLNEY
Address	OLNEY, IL 62450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	800 WATSON LN, HENDERSON, KY 42420-2149
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1143/901
Date	Jul 11, 2013
Book Page	MT 1143/901
Instrument	2013009133

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 25, 2043

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Jan 28, 2022
Property Address	800 WATSON LN, HENDERSON, KY 42420-2149
Document Number	0RE656/996
Book / Page	RE656 / 996
Instrument Date	Jan 26, 2022
Instrument	2022000969
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4315 JOYCE LN, MOUNT VERNON, IN 47620-9624

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	800 WATSON LN, HENDERSON, KY 42420-2149

Mortgage

Document Number	2022000970
Date	Jan 28, 2022
Instrument	2022000970

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,404.00 (-0.82%)	$307,000 (-)	$307,000 (-)
2023	$3,432.00 (+0.91%)	$307,000 (+213.27%)	$307,000 (+213.27%)
2022	$3,401.00	$98,000	$98,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

Nearby Properties on Watson Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures