800 W Drayton St, Ferndale, MI 48220 Property Records

Oakland County property record for 800 W Drayton St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,394 sqft · built 1937
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Sep 2021)
Tax Bill	$8,097 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-28-402-044`

Property Details

APN / Parcel Number

Primary APN	`24-25-28-402-044`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,394 sqft Living Area
1st Floor Area	684 sqft
Basement Area	684 sqft
Unfinished Basement	684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	800 W DRAYTON ST
City	FERNDALE
State	MI
Zip	48220-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 28 ASSESSOR'S REPLAT OF THAT PART OF LOTS 1 TO 11, 15 & OUTLOT B SOUTH OF THE E & W LINE & ALL OF LOTS 16 TO 30, 33 TO 36 & OUTLOT A OF LA BELLE HEIGHTS SUB'N LOT 58 3-24-11 CORR
Legal Range	11E
Legal Township	01N
Legal Section	28
Legal Subdivision	LA BELLE HEIGHTS SUB
Legal Lot Number	B
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3002
Census Tract	173200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	800 W DRAYTON ST, FERNDALE, MI 48220-2733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE LLC
Jul 17, 2020	Warranty Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK
Jun 21, 2018	Quit Claim Deed, Transfer · Conventional Mortgage CREDIT UNION ONE
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Prior Sale	Jul 17, 2020 · Amount on Record
Deed Document Number	2021226233
Deed Book / Page	56879 / 843
Prior Transfer Date	May 11, 2018
Prior Transfer Doc	0000104006
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 21, 2021
Property Address	800 W DRAYTON ST, FERNDALE, MI 48220-2733
Document Number	0000226233
Book / Page	56879 / 843
Map Reference	LB 54 PG 40
Instrument Date	Sep 20, 2021
Instrument	226233
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	PARKS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,967.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 W DRAYTON ST, FERNDALE, MI 48220-2733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 W BUCKINGHAM PL # 2, 2, CHICAGO, IL 60657-2301

Mortgage

Document Number	0000227425
Date	Sep 22, 2021
Book Page	56888/410
Instrument	227425

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 17, 2020
Property Address	800 W DRAYTON ST, FERNDALE, MI 48220-2733
Document Number	0000139534
Book / Page	54516 / 656
Map Reference	LB 54 PG 40
Instrument Date	Jul 14, 2020
Instrument	139534
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	PARKS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,347.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 W DRAYTON ST, 800, FERNDALE, MI 48220-2733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 LANGE DR, TROY, MI 48098-4669

Mortgage

Document Number	0054516658
Date	Jul 17, 2020
Instrument	54516/658

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 21, 2018
Property Address	800 W DRAYTON ST, FERNDALE, MI 48220-2733
Document Number	0000104006
Book / Page	051925 / 000558
Instrument Date	May 11, 2018
Instrument	104006
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	800 W DRAYTON ST FERNDALE MI 482202733, FERNDALE, MI 48220-2733

Mortgage

Document Number	104021
Date	Jun 21, 2018
Book Page	051925/000631
Instrument	104021

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 20, 2028

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	800 W DRAYTON ST, FERNDALE, MI 48220-2733
Document Number	0000213886
Book / Page	051308 / 000703
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	800 W DRAYTON ST FERNDALE MI 482202733, FERNDALE, MI 48220-2733

Mortgage

Document Number	0000213886
Date	Nov 20, 2017
Book Page	051308/000703
Instrument	213886

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 19, 2032

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,097.00 (-3.15%) Homeowner's exemption	$173,480 (+7.57%)	$346,960 (+7.57%)
2024	$8,360.00 (+6.96%)
2023		$161,270	$322,540
2021	$7,816.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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