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800 Virginia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 800 Virginia Ave, Saint Cloud, FL 34769 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,244 sqft · built 1950
Lot Size0.172 acres (7,492 sqft)
OwnerIndividual Name on File
Last Sale$171,000 (Nov 2016)
Tax Bill$1,643 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0110-0010

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0110-0010
Alternative APNs
  • 263001000101100010
  • 77522

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,244 sqft Living Area
Gross Area1,829 sqft
1st Floor Area1,244 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed/Finished Porch
Porch Area345 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address800 VIRGINIA AVE
CitySAINT CLOUD
StateFL
Zip34769-3430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 110 LOTS 1 & 2 1/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block110
Legal Lot Number1
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3046
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0110-0010

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address800 VIRGINIA AVE, SAINT CLOUD, FL 34769-3430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 01, 2016 · Amount on Record
Deed SaleNov 01, 2016 · Amount on Record
Deed Document Number2016164030
Deed Book / Page5049 / 522
Prior Transfer DateDec 17, 1997
Prior Transfer Doc1459000827
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address800 VIRGINIA AVE, SAINT CLOUD, FL 34769-3430
Transaction TypeMortgage
Record UpdatedNov 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address800 VIRGINIA AVE, SAINT CLOUD, FL 34769-3430

Mortgage

Document Number0060722854
DateOct 26, 2021
Book Page6072/2854
Instrument2021166313
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueNov 01, 2046

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,643.00 (+7.46%) Homeowner's exemption$134,695 (+5.99%)$258,600 (+9.67%) Land $46,800 Building $211,800
2023$1,529.00 (+4.44%) Homeowner's exemption$127,087 (+3%)$235,800 (+11.97%) Land $42,500 Building $193,300
2022$1,464.00 Homeowner's exemption$123,386$210,600 Land $35,100 Building $175,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 40 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims3 (1995–2022)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 458 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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