Kane County property record for 800 Saint Charles St, Elgin, IL 60120
| Property Type | Commercial |
|---|---|
| Lot Size | 0.217 acres (9,438 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,650,000 (May 2015) |
| Tax Bill | $2,649 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-408-013 |
| Primary APN | 06-24-408-013 |
|---|
| Lot Area | 9,438 sqft (0.217 acres) |
|---|
| Street Address | 800 SAINT CHARLES ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8343 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | WM REDEKERS 2ND ADDN LOT 3 BLOCK 1 |
| Legal Subdivision | WM REDEKERS 2ND ADDN |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 851500 |
800 Saint Charles St, a commercial property, is owned by a company that bought it in May 2015.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 816 SAINT CHARLES ST, ELGIN, IL 60120-8522 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2015 · Amount on File |
| Deed Sale | May 11, 2015 · Amount on File |
| Prior Sale | Jan 10, 2013 · Amount on File |
| Deed Document Number | 201524154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 800 SAINT CHARLES ST, ELGIN, IL 60120-8343 |
| Document Number | 0000035889 |
| Instrument Date | May 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 800 SAINT CHARLES ST ELGIN IL 60120, ELGIN, IL 60120 |
| Document Number | 0000035889 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 35889 |
| Name | BLACKHAWK BK |
|---|---|
| Type | Bank |
| Address | 2205 POINT BLVD # 205, ELGIN, IL 60123-7840 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 800 Saint Charles St was $2,649.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,649.00 | $34,725 (+8.57%) Land $34,725 | $104,217 (+8.57%) Land $104,217 |
| 2024 | $31,984 Land $31,984 | $95,990 Land $95,990 | |
| 2022 | $2,284.00 (+3.96%) | $26,347 (+6.96%) Land $26,347 | $79,041 (+6.96%) Land $79,041 |
| 2021 | $2,197.00 | $24,633 Land $24,633 | $73,899 Land $73,899 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 800 Saint Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 800 Saint Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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