800 Laurel Ave, Black Mountain, NC 28711 Property Records

Buncombe County property record for 800 Laurel Ave, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,312 sqft · built 1977
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Nov 2020)
Tax Bill	$2,756 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0619-09-9674-00000`

Property Details

APN / Parcel Number

Primary APN	`0619-09-9674-00000`
Alternative APN	`061905099508000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,312 sqft Living Area
Gross Area	2,942 sqft
1st Floor Area	2,311 sqft
Basement Area	1,536 sqft
Finished Basement	1,270 sqft
Unfinished Basement	266 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Other
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.419 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	182 sqft
Deck Area	148 sqft
Patio Area	135 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	061905099508000
Street Address	800 LAUREL AVE
City	BLACK MOUNTAIN
State	NC
Zip	28711-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:11/05/2020 DEED
Legal Description	DEED DATE:11/05/2020 DEED:5974-1017 SUBDIV:LAKEWOOD LOT:27 28 & 29 BLOCK:47 PLAT:0010-0027
Legal Subdivision	LAKEWOOD
Legal Block	47
Legal Lot Number	27-29
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	4
Census Block	4003
Census Tract	3107

Owner

800 Laurel Ave is owned and occupied by an individual who bought it in November 2020.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	800 LAUREL AVE, BLACK MOUNTAIN, NC 28711-2928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 5, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020 · Amount on File
Deed Sale	Nov 5, 2020 · Amount on File
Deed Document Number	0059741017
Deed Book / Page	5974 / 1017
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	800 LAUREL AVE, BLACK MOUNTAIN, NC 28711-2928
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062050351
Date	Apr 6, 2022
Book Page	6205/351

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Nov 5, 2020
Property Address	800 LAUREL AVE, BLACK MOUNTAIN, NC 28711-2928
Document Number	0059741017
Book / Page	5974 / 1017
Map Reference	MB 10 PG 27
Instrument Date	Oct 26, 2020
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 LAUREL AVE, 800, BLACK MOUNTAIN, NC 28711-2928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 LAUREL AVE, BLACK MOUNTAIN, NC 28711-2928

Mortgage

Document Number	59741020
Date	Nov 5, 2020
Instrument	5974/1020

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Dec 1, 2025
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 800 Laurel Ave was $2,756.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Black Mountain Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,756.00	$317,700
2023	$2,629.00	$321,100	$321,100 Land $52,500 Building $268,600
2021			$317,700 Land $52,500 Building $265,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 800 Laurel Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 800 Laurel Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BLACK MOUNTAIN serves 11,976 people · EPA ID NC0111020
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Laurel Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures