800 Kelmore St, Moss Beach, CA 94038 Property Records

San Mateo County property record for 800 Kelmore St, Moss Beach, CA 94038

Property Summary

Property Type	Single Family Home
Details	134 bd · 6 ba · 1,600 sqft · built 1949
Lot Size	0.309 acres (13,445 sqft)
Owner	2 Company Names on Record
Tax Bill	$7,776 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`037-145-010`

Property Details

APN / Parcel Number

Primary APN	`037-145-010`

Interior

Bedrooms	134 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Total Rooms	134 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,030 sqft
Basement Area	240 sqft
Family Room	Family Room
Study	Study
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,445 sqft (0.309 acres)
Lot Dimensions	100 ft deep x 134 ft wide
View / Lot	Corner
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	800 KELMORE ST
City	MOSS BEACH
State	CA
Zip	94038-9610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOTS 39 40 41 42 43 BLOCK 72 MOSS BEACH NO 2
Legal Subdivision	MOSS BEACH NO 2
Legal Block	72
Legal Lot Number	39
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1015
Census Tract	613600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 684, MOSS BEACH, CA 94038-0684
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit MONTERRA CREDIT UNION
Jul 26, 2022	Intrafamily Transfer, Transfer
Jan 4, 2022	Deed of Trust, Mortgage · Line of Credit SAN MATEO CU
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 4, 2019	Deed of Trust, Mortgage · Line of Credit SAN MATEO CU
Oct 26, 2017	Quit Claim Deed, Transfer · Conventional Mortgage SAN MATEO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 22, 2022
Transfer Doc	0000057025
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	800 KELMORE ST, MOSS BEACH, CA 94038-9610
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 684, MOSS BEACH, CA 94038-0684

Mortgage

Document Number	0000065893
Date	Dec 3, 2025
Instrument	2025-065893

Lender

Name	MONTERRA CREDIT UNION
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jul 26, 2022
Property Address	800 KELMORE ST, MOSS BEACH, CA 94038-9610
Document Number	0000057025
Map Reference	MB 6 PG 11
Instrument Date	Jul 22, 2022
Instrument	2022-057025
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	800 KELMORE ST, MOSS BEACH, CA 94038-9610

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	800 KELMORE ST, MOSS BEACH, CA 94038-9610
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 KELMORE ST, MOSS BEACH, CA 94038-9610

Mortgage

Document Number	0000000402
Date	Jan 4, 2022
Instrument	2022-000402

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	800 KELMORE ST, MOSS BEACH, CA 94038-9610
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 KELMORE ST, MOSS BEACH, CA 94038-9610

Mortgage

Document Number	0000108385
Date	Jul 21, 2021
Instrument	2021-108385

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	800 KELMORE ST, MOSS BEACH, CA 94038-9610
Document Number	0000104970
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	800 KELMORE ST MOSS BEACH CA 940389610, MOSS BEACH, CA 94038-9610

Mortgage

Document Number	0000104970
Date	Dec 10, 2019
Instrument	104970

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 9, 2044

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Oct 26, 2017
Property Address	800 KELMORE ST, MOSS BEACH, CA 94038-9610
Document Number	0000094881
Instrument Date	Oct 20, 2017
Instrument	94881
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 684 MOSS BEACH CA 940380684, MOSS BEACH, CA 94038-0684

Mortgage

Document Number	94882
Date	Oct 26, 2017
Instrument	94882

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,147 (+2%) Land $71,069 Building $290,078
2025	$7,776.00 (+13.67%) Homeowner's exemption	$354,067 (+4.04%) Land $69,676 Building $284,391
2023	$6,841.00 (+0.4%) Homeowner's exemption	$340,320 Land $66,971 Building $273,349	$1,645,470
2022	$6,814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1986–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio, T-Mobile.

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