800 K St, Oakland, MD 21550 Property Records

Garrett County property record for 800 K St, Oakland, MD 21550

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,144 sqft · built 1982
Lot Size0.28 acres (12,196 sqft)
Owner2 Individual Names on File
Last Sale$133,000 (Oct 2020)
Tax Bill$1,955 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-017957

Property Details

APN / Parcel Number

Primary APN16-017957
Alternative APN
  • 017957

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,144 sqft Total Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area12,196 sqft (0.28 acres)
PorchPorch
Porch Area80 sqft
Deck Area338 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number017957
Street Address800 K ST
CityOAKLAND
StateMD
Zip21550-3325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Description0.28 AC N/W CORNER WHEELING & K MT LAKE PARK
JurisdictionGARRETT MD
Township / Civil Division16, MOUNTAIN LAKE PARK
Census Block Group4
Census Block4044
Census Tract700

Owner

800 K St is owned and occupied by two individuals who bought it in October 2020.

Source: Garrett County records, as of July 27, 2026

Owner of Record2 Individual Names on File
Mailing Address800 K ST, OAKLAND, MD 21550-3325
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2020 · Amount on File
Deed SaleOct 6, 2020 · Amount on File
Prior SaleMar 13, 2009 · Amount on File
Deed Book / Page2243 / 295
Record UpdatedOct 29, 2026

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionGARRETT MD
Recording DateOct 6, 2020
Property Address800 K ST, OAKLAND, MD 21550-3325
Document Number0022430295
Book / Page2243 / 295
Instrument DateOct 2, 2020
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyDEEP CREEK TITLE GROUP

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address800 K ST, OAKLAND, MD 21550-3325

Mortgage

Document Number0002243299
DateOct 6, 2020
Instrument2243/299
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 800 K St was $1,955.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
MunicipalityMountain Lake Park Town
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,955.00$131,867$138,400 Land $20,400 Building $118,000
2023$1,563.00$99,467$128,600 Land $20,400 Building $108,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 800 K St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 800 K St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MOUNTAIN LAKE PARK
serves 3,000 people · EPA ID MD0110007
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Cable
1,000 / 50
Pogozone powered by Neubeam
Fixed Wireless
300 / 40
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on K St

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