800 Garrison Rd, Lula, GA 30554 Property Records

Banks County property record for 800 Garrison Rd, Lula, GA 30554

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,759 sqft · built 1998
Lot Size	5.84 acres (254,826 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jun 2018)
Tax Bill	$2,266 (2025)
Deeds & Mortgages	Oct 2016 Line of Credit Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B07E025`

Property Details

APN / Parcel Number

Primary APN	`B07E025`
Alternative APN	`1297`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,759 sqft Heated Area
1st Floor Area	1,471 sqft
Basement Area	1,335 sqft
Unfinished Basement	1,335 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2011
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	254,826 sqft (5.84 acres)

Exterior Amenities

Porch	Porch
Porch Area	136 sqft
Deck Area	769 sqft
Patio Area	905 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1297
Street Address	800 GARRISON RD
City	LULA
State	GA
Zip	30554-3638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	TRACT 22D PB9-36
Legal Subdivision	HIGGINS D AUBREY SURV
Legal Tract	22D
Jurisdiction	BANKS GA
Township / Civil Division	MAYSVILLE
Census Block Group	1
Census Block	1018
Census Tract	970300

Owner

Source: Banks County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	800 GARRISON RD, LULA, GA 30554-3638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2016	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Jun 13, 2018	Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2018 · Amount on Record
Deed Sale	Jun 13, 2018 · Amount on Record
Prior Sale	Nov 13, 2015 · Amount on Record
Deed Document Number	0000452688
Deed Book / Page	452 / 688
Record Updated	Sep 20, 2026

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	800 GARRISON RD, LULA, GA 30554-3638
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000430/849
Date	Oct 28, 2016
Book Page	430/849

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2041

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Jun 13, 2018
Property Address	800 GARRISON RD, LULA, GA 30554-3638
Document Number	000452/688
Book / Page	452 / 688
Instrument Date	Jun 13, 2018
Instrument	2018-000422
Transaction Type	Transfer
Record Updated	Mar 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 GARRISON RD, LULA, GA 30554-3638
Investor	Possibly a Property Investor

Mortgage

Document Number	000452/690
Date	Jun 18, 2018
Book Page	452/690

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,266.00 (+8.21%) Homeowner's exemption Senior Citizen's exemption	$141,126 (+17.9%) Land $30,645 Building $110,481	$352,816 (+17.9%) Land $76,613 Building $276,203
2023	$2,094.00 (-0.81%) Homeowner's exemption Senior Citizen's exemption	$119,699 Land $27,566 Building $92,133	$299,248 Land $68,916 Building $230,332
2022	$2,111.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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