800 E Cumberland Ave, Providence, KY 42450 Property Records

Webster County property record for 800 E Cumberland Ave, Providence, KY 42450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 2002
Lot Size	2.99 acres (130,244 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Aug 2022)
Tax Bill	$2,010 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`PR5-001-002`

Property Details

APN / Parcel Number

Primary APN	`PR5-001-002`
Alternative APNs	`7828` `3282` `3279`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,592 sqft Finished Area
Family Room	Family Room

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,244 sqft (2.99 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Patio Area	270 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	3279
Street Address	800 E CUMBERLAND AVE
City	PROVIDENCE
State	KY
Zip	42450-1929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 2.99 ACRES
Jurisdiction	WEBSTER KY
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1065
Census Tract	960400

Owner

800 E Cumberland Ave is owned by an individual who bought it in August 2022.

Source: Webster County records, as of November 18, 2025

Owner of Record	Individual Name on File
Mailing Address	221 W 5TH ST, BENTON, KY 42025-1135
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MASTERS OF INDIANA INC
Aug 10, 2022	Deed, Transfer
Feb 22, 2019	Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Feb 22, 2019	Deed, Transfer · Conventional Mortgage FOREMAN WATSON LAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2022 · Amount on File
Deed Sale	Aug 10, 2022 · Amount on File
Prior Sale	Feb 22, 2019 · Amount on File
Deed Document Number	2022447786
Deed Book / Page	316 / 436
Prior Transfer Date	Aug 19, 2013
Prior Transfer Doc	DEED286/346
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	800 E CUMBERLAND AVE, PROVIDENCE, KY 42450-1929
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 E CUMBERLAND AVE, PROVIDENCE, KY 42450-1929

Mortgage

Document Number	000388/377
Date	Sep 18, 2023
Book Page	388/377
Instrument	458162

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	PROVIDENCE, KY 42450

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Aug 30, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	800 E CUMBERLAND AVE, PROVIDENCE, KY 42450-1929
Transaction Type	Mortgage
Record Updated	Apr 20, 2023
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG354/469
Date	May 1, 2020
Book Page	MTG 354/469
Instrument	406674

Lender

Name	MORTGAGE MASTERS OF INDIANA INC
Type	Mortgage Company
Address	EVANSVILLE, IN 47715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBSTER KY
Recording Date	Aug 10, 2022
Property Address	800 E CUMBERLAND AVE, PROVIDENCE, KY 42450-1929
Document Number	000316/436
Book / Page	316 / 436
Instrument Date	Aug 5, 2022
Instrument	447786
Transaction Type	Transfer
Record Updated	Apr 20, 2023

Transaction

Amount	Amount on Record
Tax	$190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 GREEN MEADOWS DR, MADISONVILLE, KY 42431-6709

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	800 E CUMBERLAND AVE, PROVIDENCE, KY 42450-1929

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBSTER KY
Recording Date	Feb 22, 2019
Property Address	800 E CUMBERLAND AVE, PROVIDENCE, KY 42450-1929
Document Number	DEED305/152
Book / Page	DEED 305 / 152
Instrument Date	Feb 19, 2019
Instrument	402209
Transaction Type	Transfer
Record Updated	Apr 20, 2023
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1701 EDWARD ST, MADISONVILLE, KY 42431-3424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 E CUMBERLAND AVE, PROVIDENCE, KY 42450-1929

Mortgage

Document Number	0000402210
Date	Feb 22, 2019
Instrument	402210

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBSTER KY
Recording Date	Feb 22, 2019
Property Address	800 E CUMBERLAND AVE, PROVIDENCE, KY 42450-1929
Document Number	DEED305/152
Book / Page	DEED 305 / 152
Instrument Date	Feb 19, 2019
Instrument	402209
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FOREMAN WATSON LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1701 EDWARD ST, 1701, MADISONVILLE, KY 42431-3424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 E CUMBERLAND AVE, PROVIDENCE, KY 42450-1929

Mortgage

Document Number	402210
Date	Feb 22, 2019
Instrument	402210

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 800 E Cumberland Ave was $2,010.

Source: Webster County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Webster County
Municipality	Providence City
Unified School District	Webster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,010.00	$190,000	$190,000
2023	$2,023.00	$190,000	$190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 800 E Cumberland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 800 E Cumberland Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE WATER WORKS serves 4,538 people · EPA ID KY1170361
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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