800 3rd Ave, Floyd, IA 50435 Property Records

Floyd County property record for 800 3rd Ave, Floyd, IA 50435 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,624 sqft · built 1939
Lot Size	0.203 acres (8,848 sqft)
Owner	2 Individual Names on File
Last Sale	$96,500 (Jun 2008)
Tax Bill	$1,678 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071645400100`

Property Details

APN / Parcel Number

Primary APN	`071645400100`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,624 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,848 sqft (0.203 acres)
Lot Dimensions	112 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	800 3RD AVE
City	FLOYD
State	IA
Zip	50435-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLOYD N1/2 LOT 8 &AL L 9-11 BLOCK 3RGN 4 & ALSO STRIP12' WIDE E OF ABOVE
Legal Subdivision	FLOYD
Legal Block	3
Legal Lot Number	8
Jurisdiction	FLOYD IA
Township / Civil Division	FLOYD
Census Block Group	1
Census Block	1056
Census Tract	480100

Owner

Source: Floyd County records · APN 071645400100

Assessment roll updated January 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	800 3RD AVE, FLOYD, IA 50435-5004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
Aug 26, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2008 · Amount on Record
Deed Sale	Jun 20, 2008 · Amount on Record
Deed Document Number	20081569
Deed Book / Page	2008 / 1569
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IA
Recording Date	May 28, 2026
Property Address	800 3RD AVE, FLOYD, IA 50435-5004
Document Number	0000001212
Book / Page	2026 / 1212
Instrument Date	May 21, 2026
Instrument	20261212
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 3RD AVE, FLOYD, IA 50435-5004

Mortgage

Document Number	0000001212,
Date	May 28, 2026
Book Page	2026/1212
Instrument	20261212

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IA
Property Address	800 3RD AVE, FLOYD, IA 50435-5004
Transaction Type	Mortgage
Record Updated	May 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2017
Date	Aug 26, 2020
Book Page	2020/2017
Instrument	2020 2017

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Floyd County records · Assessment roll updated January 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Floyd County
Municipality	Floyd City
Unified School District	Charles City Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,570 (-) Land $7,510 Building $91,060	$98,570 (-) Land $7,510 Building $91,060
2025	$1,678.00 (+1.21%) Homeowner's exemption	$98,570 (-24.86%) Land $7,510 Building $91,060	$98,570 (-24.86%) Land $7,510 Building $91,060
2023		$131,180 (+19.6%) Land $7,510 Building $123,670	$131,180 (+19.6%) Land $7,510 Building $123,670
2022	$1,658.00	$109,680 Land $7,510 Building $102,170
2021			$109,680 Land $7,510 Building $102,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Floyd County (19067C), updated June 18, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190674801001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2004–2008)
Most Recent Claim	Jun 2008, river or lake flooding, Severe Storms, Tornadoes, And Flooding
Claims By Storm	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Farmers Mutual Telephone Company-Nora Springs	Fiber	8,000 / 8,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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