McCreary County property record for 80 Wild Bill Stephens Rd, Pine Knot, KY 42635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1967 |
| Lot Size | 0.969 acres (42,253 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Feb 2007 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-00-00-029.00 |
| Primary APN | 157-00-00-029.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Building Area | 936 sqft Living Area |
| Basement Area | 468 sqft |
| Family Room | Family Room |
| Year Built | Built 1967 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 42,253 sqft (0.969 acres) |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 194 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 80 WILD BILL STEPHENS RD |
|---|---|
| City | PINE KNOT |
| State | KY |
| Zip | 42635-9119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT & HSE & GAR DB 179/615 DB 182/001 |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | PINE KNOT |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 960402 |
80 Wild Bill Stephens Rd, a single family home, is owned by an individual.
Source: McCreary County records, as of January 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 858, PINE KNOT, KY 42635-0858 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2007 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Oct 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED CUMBERLAND BANK |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000014786 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 80 WILD BILL STEPHENS RD, PINE KNOT, KY 42635-9119 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000154/798 |
|---|---|
| Date | Feb 22, 2007 |
| Book Page | 154/798 |
| Instrument | 82779 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | PO BOX 66889, SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 80 WILD BILL STEPHENS RD, PINE KNOT, KY 42635-9119 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | M235/1 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | M235/1 |
| Instrument | 135508 |
| Name | UNITED CUMBERLAND BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 3, 2041 |
| Rate Type | Fixed Rate |
|---|
Source: McCreary County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $46,000 | $46,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 80 Wild Bill Stephens Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 80 Wild Bill Stephens Rd is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 83% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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