80 Taylor St, Saluda, NC 28773 Property Records

Polk County property record for 80 Taylor St, Saluda, NC 28773

Property Summary

Property Type	Vacant Land
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Tax Bill	$170 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S12-H17`

Property Details

APN / Parcel Number

Primary APN	`S12-H17`
Alternative APN	`20218`

Exterior

Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Account Number	20218
Street Address	ERVIN ST
City	SALUDA
State	NC
Zip	28773
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	M
Legal Description	LOT 34 & 35, 0S61 SALUDA RES AREA 61
Legal Subdivision	SALUDA RES AREA 61
Legal Lot Number	34-35
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	2
Census Block	2036
Census Tract	920303

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	121 MANCHESTER RD, CHARLESTON, SC 29407-3377
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK
Sep 22, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 22, 2022
Property Address	80 TAYLOR ST, SALUDA, NC 28773-9652
Document Number	000469/986
Book / Page	469 / 986
Map Reference	SL A-11 PG 39
Instrument Date	Apr 14, 2022
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 HACKAMORE LN, CAMDEN, SC 29020-1756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 TAYLOR ST, SALUDA, NC 28773-9652

Mortgage

Document Number	0000469989
Date	Apr 22, 2022
Instrument	469/989

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Sep 22, 2020
Property Address	80 TAYLOR ST, SALUDA, NC 28773-9652
Document Number	000452/327
Book / Page	452 / 327
Map Reference	SL A-11 PG 39
Instrument Date	Sep 22, 2020
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 BRIGHTWOOD LANE, MATTHEWS, NC 28105

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	80 TAYLOR ST, SALUDA, NC 28773-9652

Mortgage

Document Number	0000452330
Date	Sep 22, 2020
Instrument	452/330

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Saluda City
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$170.00 (+6.92%)	$16,000 (-) Land $16,000	$16,000 (-) Land $16,000
2025	$159.00 (-20.5%)	$16,000 (-) Land $16,000	$16,000 (-) Land $16,000
2023	$200.00	$16,000 Land $16,000
2021			$16,000 Land $16,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALUDA serves 1,814 people · EPA ID NC0175020
Water Source	Purchased surface water from CITY OF HENDERSONVILLE
Last State Inspection	Jun 2025
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Pangaea Internet, RiverStreet Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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