80 Spencer Way, Summit Point, WV 25446 Property Records

Jefferson County property record for 80 Spencer Way, Summit Point, WV 25446

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,350 sqft · built 2023
Lot Size	3.05 acres (132,858 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Mar 2023)
Tax Bill	$3,480 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-15-0003.0028`

Property Details

APN / Parcel Number

Primary APN	`06-15-0003.0028`
Alternative APN	`19-06-15-0003.0028`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,350 sqft Living Area
1st Floor Area	3,872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	132,858 sqft (3.05 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	80 SPENCER WAY
City	SUMMIT POINT
State	WV
Zip	25446-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#14 SUMMIT VIEW ESTATES
Legal Subdivision	SUMMIT VIEW ESTATES
Jurisdiction	JEFFERSON WV
Township / Civil Division	MIDDLEWAY
Census Block Group	4
Census Block	4007
Census Tract	972800

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	80 SPENCER WAY, SUMMIT POINT, WV 25446-3004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2023 · Amount on Record
Deed Sale	Mar 15, 2023 · Amount on Record
Prior Sale	Jun 29, 2007 · Amount on Record
Deed Document Number	20232456
Deed Book / Page	1298 / 430
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Oct 20, 2023
Property Address	80 SPENCER WAY, SUMMIT POINT, WV 25446-3004
Document Number	0000020/85
Book / Page	20 / 85
Map Reference	MB 20 PG 85
Instrument Date	Oct 17, 2023
Instrument	202300012047
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,842.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	80 SPENCER WAY, SUMMIT POINT, WV 25446-3004

Mortgage

Document Number	202300012048
Date	Oct 20, 2023
Instrument	202300012048

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,480.00 (+4%)	$301,800 (+4.79%) Land $87,100 Building $214,700	$503,000 (+4.81%) Land $145,167 Building $357,833
2025	$3,346.00 (+225.8%)	$288,000 (+554.55%) Land $73,300 Building $214,700	$479,900 (+554.71%) Land $122,100 Building $357,800
2023	$1,027.00	$44,000 Land $44,000	$73,300 Land $73,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20