80 Saw Mill Ln, Troy, PA 16947 Property Records

Bradford County property record for 80 Saw Mill Ln, Troy, PA 16947

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · built 1981
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Apr 2023)
Tax Bill	$3,046 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-082.00-007-000-000`

Property Details

APN / Parcel Number

Primary APN	`53-082.00-007-000-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	80 SAW MILL LN
City	TROY
State	PA
Zip	16947-8810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE W/ATT GARAGE
Jurisdiction	BRADFORD PA
Township / Civil Division	TROY
Census Block Group	4
Census Block	4003
Census Tract	950700

Owner

Source: Bradford County records, as of April 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	80 SAW MILL LN, TROY, PA 16947-8810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed, Transfer · Conventional Mortgage CITIZENS & NORTHERN BANK
Oct 15, 2019	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	Oct 15, 2019 · Amount on Record
Deed Document Number	20234024
Record Updated	Jun 8, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BRADFORD PA
Recording Date	Apr 28, 2023
Property Address	80 SAW MILL LN, TROY, PA 16947-8810
Document Number	0202304024
Map Reference	DOC 199913431
Instrument Date	Apr 26, 2023
Instrument	202304024
Transaction Type	Transfer
Record Updated	May 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 SAW MILL LN, TROY, PA 16947-8810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 HIGH RD, MILAN, PA 18831-7814

Mortgage

Document Number	0202304025
Date	Apr 28, 2023
Instrument	202304025

Lender

Name	CITIZENS & NORTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2033
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	12.2%

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BRADFORD PA
Recording Date	Oct 15, 2019
Property Address	80 SAW MILL LN, TROY, PA 16947-8810
Document Number	0201909842
Instrument Date	Oct 3, 2019
Instrument	201909842
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	FIRST ABSTRACT AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 SAW MILL LN, 80, TROY, PA 16947-8810

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12418 ROUTE, TROY, PA 16947

Mortgage

Document Number	0201909844
Date	Oct 15, 2019
Instrument	201909844

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bradford County
County Subdivision	Troy Township
Unified School District	Troy Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,046.00 (+9.88%)	$47,900 (-)
2024	$2,772.00	$47,900
1999			$118,813

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2011–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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