80 S Lyle Ave, Elgin, IL 60123 Property Records

Kane County property record for 80 S Lyle Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,238 sqft · built 1987
Lot Size	0.208 acres (9,060 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Jun 2015)
Tax Bill	$7,344 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-15-351-067`

Property Details

APN / Parcel Number

Primary APN	`06-15-351-067`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,238 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Level
Construction Type	Frame
Lot Area	9,060 sqft (0.208 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	80 S LYLE AVE
City	ELGIN
State	IL
Zip	60123-5972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALTER G MCINTOSH COS FOX RIVER GARDENS LOTS 18 & 19
Legal Subdivision	WALTER G MCINTOSH COS FOX RIVER GARDENS
Legal Block	3
Legal Lot Number	18,19
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3037
Census Tract	851904

Owner

80 S Lyle Ave is owned and occupied by an individual who bought it in June 2015.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	80 S LYLE AVE, ELGIN, IL 60123-5972
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU
Aug 30, 2017	Deed of Trust, Mortgage · FHA Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2015 · Amount on File
Deed Sale	Jun 17, 2015 · Amount on File
Prior Sale	Jul 8, 2014
Deed Document Number	201531221
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	80 S LYLE AVE, ELGIN, IL 60123-5972
Transaction Type	Mortgage
Record Updated	Nov 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054946
Date	Nov 15, 2022
Instrument	2022K054946

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	80 S LYLE AVE, ELGIN, IL 60123-5972
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045580
Date	Aug 30, 2017
Instrument	2017K045580

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 80 S Lyle Ave was $7,344 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,344.00 Homeowner's exemption	$104,274 (+8.57%) Land $18,505 Building $85,769	$312,947 (+8.57%) Land $55,537 Building $257,410
2024		$96,043 Land $17,044 Building $78,999	$288,244 Land $51,152 Building $237,092
2022	$6,340.00 (+4.57%) Homeowner's exemption	$79,117 (+6.96%) Land $14,040 Building $65,077	$237,351 (+6.96%) Land $42,120 Building $195,231
2021	$6,063.00 Homeowner's exemption	$73,968 Land $13,126 Building $60,842	$221,904 Land $39,378 Building $182,526

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 80 S Lyle Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 80 S Lyle Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Fox Valley Internet.

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