80 Ridge Rd, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 80 Ridge Rd, Lowell, MA 01852

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,638 sqft · built 1960
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$128,000 (Jul 1985)
Tax Bill	$6,264 (2026)
Deeds & Mortgages	Jan 2024 Refinance Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`F03330`

Property Details

APN / Parcel Number

Primary APN	`F03330`
Alternative APNs	`LOWE M:234 B:4945 L:80` `M:000234 T:F03330`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
Gross Area	2,951 sqft
1st Floor Area	910 sqft
Basement Area	910 sqft
Unfinished Basement	910 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	F03330
Street Address	80 RIDGE RD
City	LOWELL
State	MA
Zip	01852-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SSF
Legal Block	4945
Legal Lot Number	80
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2013
Census Tract	312502

Owner

80 Ridge Rd is owned and occupied by two individuals who acquired it in January 2024.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	80 RIDGE RD, LOWELL, MA 01852-3014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON SAVINGS BANK
Jan 17, 2024	Quit Claim Deed, Transfer Quitclaim
Feb 11, 2022	Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 1985 · Amount on File
Deed Sale	Jul 30, 1985 · Amount on File
Deed Book / Page	3119 / 113
Last Transfer Date	Jan 11, 2024
Transfer Doc	038282-282
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	80 RIDGE RD, LOWELL, MA 01852-3014
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00038283-1
Date	Jan 17, 2024
Book Page	38283/1
Instrument	1197

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jan 17, 2024
Property Address	80 RIDGE RD, LOWELL, MA 01852-3014
Document Number	038282-282
Book / Page	38282 / 282
Instrument Date	Jan 11, 2024
Instrument	1196
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	80 RIDGE RD, LOWELL, MA 01852-3014

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	80 RIDGE RD, LOWELL, MA 01852-3014
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036807-206
Date	Feb 11, 2022
Book Page	36807/206
Instrument	6701

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 80 Ridge Rd was $6,264, up 4% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,264.00 (+4.04%)	$551,900 (+5.22%) Land $225,500 Building $326,400	$535,572 (-8.54%)
2025	$6,021.00 (+5.08%)	$524,500 (+9.02%) Land $210,700 Building $313,800	$585,580 (-3.64%)
2024	$5,730.00 (+2.6%)	$481,100 (+6.98%) Land $196,900 Building $284,200	$607,715
2023	$5,585.00	$449,700 Land $171,200 Building $278,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 80 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 80 Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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