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80 Pumpkin Cay Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 80 Pumpkin Cay Rd, Key Largo, FL 33037

Property Summary

Property TypeCondominium
Details3 bd · 3.5 ba · 1,950 sqft · built 1979
Lot Size4 acres (193,277 sqft)
OwnerCompany Name on Record
Last Sale$1,750,000 (Oct 2018)
Tax Bill$33,278 (2024)
Deeds & MortgagesOct 2018 Sale
Sep 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00569513-000515

Property Details

APN / Parcel Number

Primary APN00569513-000515
Alternative APNs
  • 07594100569513000515
  • 1702218

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area1,950 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleCondo/Apartment
Lot Area193,277 sqft (4 acres)

Location & Zoning

Account Number1702218
Street Address80 PUMPKIN CAY RD
CityKEY LARGO
StateFL
Zip33037
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeUR
Legal DescriptionUNIT PC - 80 PUMPKIN CAY GARDEN HOME CONDOMINIUM OR795-47 OR931-2194/2200AGR OR999-813/14 OR1011-1050 OR2291-1137 OR2291-1138 OR2291-1139AFF OR2925-0787 OR2932-0809
Legal Range41E
Legal Township59S
Legal Section07
Legal SubdivisionPUMPKIN CAY O.R. #7 2ND REV
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3050
Census Tract972700

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address600 SE 25TH AVE, FORT LAUDERDALE, FL 33301-2618
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Sep 5, 2018Warranty Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2018 · Amount on Record
Deed SaleOct 18, 2018 · Amount on Record
Prior SaleSep 5, 2018 · Amount on Record
Deed Document Number20182191150
Deed Book / Page2932 / 809
Record UpdatedOct 29, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateOct 18, 2018
Property Address80 PUMPKIN CAY RD, KEY LARGO, FL 33037
Document Number0029320809
Book / Page002932 / 000809
Instrument DateSep 20, 2018
Instrument2191150
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$12,250.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1485 WINDJAMMER WAY HOLLYWOOD FL 330195001, HOLLYWOOD, FL 33019-5001

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 5, 2018
Property Address80 PUMPKIN CAY RD, KEY LARGO, FL 33037
Document Number0029250787
Book / Page002925 / 000787
Instrument DateAug 31, 2018
Instrument2185258
Transaction TypeTransfer
Record UpdatedOct 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$24,500.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1485 WINDJAMMER WAY HOLLYWOOD FL 330195001, HOLLYWOOD, FL 33019-5001

Mortgage

Document Number29250791
DateSep 5, 2018
Book Page002925/000791
Instrument2185259
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount Recorded
Term360 Months
DueSep 4, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,248,505 (-6.67%) Building $5,248,505$5,248,505 (-6.67%) Building $5,248,505
2024$33,278.00 (+3.82%)
2023$32,053.00 (+23.02%)$5,623,727 (+34.98%) Building $5,623,727$5,623,727 (+34.98%) Building $5,623,727
2022$26,055.00$4,166,222 Building $4,166,222$4,166,222 Building $4,166,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 838 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies1,585 units insured
incl. 747 condo units
Nearby Flood Claims78 (2005–2023)
Claims Outside the SFHA1 of 78
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

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