Essex County and Gloucester City property record for 80 Prospect St, Unit 13, Gloucester, MA 01930 · Last verified July 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,789 sqft · built 1900 |
| Lot Size | 0.331 acres (14,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $627,900 (Sep 2025) |
| Tax Bill | $5,731 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0026 B:0046 L:0013 |
| Primary APN | GLOU M:0026 B:0046 L:0013 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Units | 16 Units |
| Building Area | 1,789 sqft Living Area |
| Gross Area | 1,887 sqft |
| 1st Floor Area | 137 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 14,424 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 80 PROSPECT ST, 13 |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3748 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | WESLEY CONDO |
| Legal Block | 46 |
| Legal Lot Number | 13 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 221500 |
Source: Essex County and Gloucester City records · APN GLOU M:0026 B:0046 L:0013
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 80 PROSPECT ST, 13, GLOUCESTER, MA 01930-3748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 09, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC HOME LENDING INC |
| Sep 24, 2025 | Condominium Deed, Transfer · Conventional Mortgage BAR HARBOR BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Prior Sale | Dec 14, 2004 · Amount on Record |
| Deed Book / Page | 42966 / 262 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 80 PROSPECT ST UNIT 13, 13, GLOUCESTER, MA 01930-3748 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 039750-530 |
|---|---|
| Date | Apr 09, 2021 |
| Book Page | 39750/530 |
| Instrument | 20210409004060 |
| Name | ATLANTIC HOME LENDING INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2041 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Sep 24, 2025 |
| Property Address | 80 PROSPECT ST UNIT 13, 13, GLOUCESTER, MA 01930-3748 |
| Document Number | 042966-262 |
| Book / Page | 42966 / 262 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 20250924002670 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 80 PROSPECT ST UNIT 13, 13, GLOUCESTER, MA 01930-3748 |
| Document Number | 20250924002680 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 20250924002680 |
| Name | BAR HARBOR BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,731.00 (+6.6%) | $589,600 (+6.71%) Building $589,600 | $560,785 |
| 2024 | $5,376.00 (+4.25%) | $552,500 (+13.45%) Building $552,500 | |
| 2023 | $5,157.00 | $487,000 Building $487,000 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092215002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 33 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 42 units insured 9 under condo master policies |
| Nearby Flood Claims | 13 (1987–2020) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Aug 2020, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Central Gloucester Historic District listed 1982 · 182 contributing resources · NRIS 82001881 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 720 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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