Clay County property record for 80 Pond Apple Dr, Flora, IL 62839
| Property Type | Single Family Home |
|---|---|
| Details | built 1998 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $382 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-28-101-022 |
| Primary APN | 11-28-101-022 |
|---|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 174,240 sqft (4 acres) |
| Street Address | 80 POND APPLE DR |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-3408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLES LANE SUB SEC 28-3-7 THAT PT LOTS 13 & 14 LYING N OF NEW RT 50 4 AC |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 28 |
| Legal Subdivision | CHARLES LANE SUB |
| Legal Lot Number | 13-14 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | STANFORD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 972100 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 80 POND APPLE DR, FLORA, IL 62839-3408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 5, 2006 |
| Transfer Doc | 158452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 80 POND APPLE DR, FLORA, IL 62839-3408 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202189 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 202189 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 15, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Stanford Township |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $382.00 (+17.54%) Homeowner's exemption | $12,454 (+11.45%) Land $7,390 Building $5,064 | $37,362 (+11.45%) Land $22,170 Building $15,192 |
| 2024 | $325.00 (+34.85%) | $11,175 (+17.37%) Land $6,631 Building $4,544 | $33,525 (+17.37%) Land $19,893 Building $13,632 |
| 2022 | $241.00 (+2.99%) Homeowner's exemption | $9,521 Land $5,548 Building $3,973 | $28,563 Land $16,644 Building $11,919 |
| 2021 | $234.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: ClearWave, Nextlink.
5G (outdoors only) and 4G LTE
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