80 Piney Ln, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 80 Piney Ln, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,212 sqft · built 1946
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Feb 2019)
Tax Bill	$3,703 (2026)
Deeds & Mortgages	Jul 2021 Refinance May 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:040-11450 B:47 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:040-11450 B:47 L:0`
Alternative APNs	`LUDL M:40 B:11450 P:47` `6602`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
Gross Area	3,592 sqft
Basement Area	1,212 sqft
Unfinished Basement	1,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1962
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,365 sqft (0.215 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6602
Street Address	80 PINEY LN
City	LUDLOW
State	MA
Zip	01056-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Block	11450
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3006
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	80 PINEY LN, LUDLOW, MA 01056-1637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
May 8, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ARRHA CREDIT UNION
Feb 15, 2019	Quit Claim Deed, Transfer · Conventional with PMI QUAD CTY BK&TR
Jan 22, 2018	Quit Claim Deed, Transfer PINNACLE FNCL SVC LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2019 · Amount on Record
Deed Sale	Feb 15, 2019 · Amount on Record
Prior Sale	Jan 22, 2018 · Amount on Record
Deed Book / Page	22557 / 503
Prior Transfer Date	Feb 11, 2019
Prior Transfer Doc	22557-503
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	80 PINEY LN, LUDLOW, MA 01056-1637
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00023988-3
Date	Jul 8, 2021
Book Page	23988/3
Instrument	47322

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	80 PINEY LN, LUDLOW, MA 01056-1637
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024997-32
Date	May 8, 2023
Book Page	24997/32
Instrument	20684

Lender

Name	ARRHA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Feb 15, 2019
Property Address	80 PINEY LN, LUDLOW, MA 01056-1637
Document Number	22557-503
Book / Page	022557 / 000503
Instrument Date	Feb 11, 2019
Instrument	8397
Transaction Type	Transfer
Record Updated	Mar 5, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$697.50
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 934 NEWBURY MA 019220934, NEWBURY, MA 01922-0934

Mortgage

Document Number	22557-505
Date	Feb 15, 2019
Book Page	022557/000505
Instrument	8398

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2049

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jan 22, 2018
Property Address	80 PINEY LN, LUDLOW, MA 01056-1637
Document Number	22035-24
Book / Page	22035 / 24
Instrument	3729
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$29.09
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 PINEY LN, LUDLOW, MA 01056-1637

Mortgage

Document Number	220350026
Date	Jan 22, 2018
Instrument	22035/0026

Lender

Name	PINNACLE FNCL SVC LLC

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,703.00 (-0.32%)	$231,300 (+8.03%) Land $84,600 Building $146,700	$277,809 (-1.6%)
2025	$3,715.00 (+2.62%)	$214,100 (+7%) Land $76,900 Building $137,200	$282,340 (+9.83%)
2024	$3,620.00 (+8.32%)	$200,100 (+16.81%) Land $76,900 Building $123,200	$257,070
2023	$3,342.00	$171,300 Land $63,900 Building $107,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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