80 Phillips Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 80 Phillips Rd, Toccoa, GA 30577 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1994
Square Footage	2,164 sqft Heated Area
Lot Size	71,438 sqft (1.64 acres)
Pool	648 sqft
Occupancy	Owner Occupied
Tax Bill	$2,509.00 (2025)

Owner

Source: Stephens County records · APN 007 015

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	80 PHILLIPS RD, TOCCOA, GA 30577-6929
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 29, 2020
Deed Sale	May 29, 2020
Deed Doc Number	0000121146
Record Refreshed	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	80 PHILLIPS RD, TOCCOA, GA 30577-6929
Document Number	0012080442
Instrument Date	May 01, 2020
Transaction Type	Mortgage
Record Updated	Jun 08, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	80 PHILLIPS RD TOCCOA GA 305776929, TOCCOA, GA 30577-6929

Mortgage

Document Number	0012080442
Date	May 07, 2020
Book Page	001208/000442

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	180 Months
Due	May 06, 2035

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,509.00 (+22.09%) Homeowner's exemption	$111,712 (+57.25%) Land $4,464 Building $107,248	$279,279 (+57.25%) Land $11,160 Building $268,119
2023	$2,055.00 (+2.19%) Homeowner's exemption	$71,042 (+5.13%) Land $4,464 Building $66,578	$177,604 (+5.13%) Land $11,160 Building $166,444
2022	$2,011.00 Homeowner's exemption	$67,575 Land $4,464 Building $63,111	$168,937 Land $11,160 Building $157,777

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 83% of Georgia
Wildfire Likelihood	About 1 in 676 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`007 015`
Alternative APN	`549060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,164 sqft Heated Area
Basement Area	1,300 sqft Basement
Unfinished Basement	1,300 sqft Unfinished
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1994
Architectural Style	Ranch Style
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Foundation Type	Raised Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	71,438 sqft (1.64 acres)

Exterior Amenities

Pool Area	648 sqft Pool
Porch	Porch
Porch Area	956 sqft Porch
Canopy Area	448 sqft Canopy
Pole Structure	540 sqft Pole Structure

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	549060
Street Address	80 PHILLIPS RD
City	TOCCOA
State	GA
Zip	30577-6929
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PHILLIPS RD
Jurisdiction	STEPHENS GA
Minor Civil Division	TOCCOA
Census Blockgroup	2
Census Block	2013
Census Tract	970101