Rowan County property record for 80 Owens Rd S, Clearfield, KY 40313
| Property Type | Commercial |
|---|---|
| Lot Size | 0.942 acres (41,046 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $43,000 (Dec 2023) |
| Tax Bill | $1,948 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 081-40 00 004.00 |
| Primary APN | 081-40 00 004.00 |
|---|---|
| Alternative APNs |
|
| Exterior Material | Wood |
|---|---|
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 41,046 sqft (0.942 acres) |
| Heating Fuel | Gas |
|---|
| Account Number | 6355 |
|---|---|
| Street Address | 80 OWENS RD S |
| City | CLEARFIELD |
| State | KY |
| Zip | 40313-9604 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 2 BLDGS HSE & LOT MORGAN FORK |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 950301 |
Source: Rowan County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4110 LIBERTY RD, WEST LIBERTY, KY 41472-7350 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2023 · Amount on Record |
| Deed Sale | Dec 12, 2023 · Amount on Record |
| Deed Document Number | 20232027069 |
| Deed Book / Page | 290 / 205 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Mar 15, 2023 |
| Property Address | 80 OWENS RD S, CLEARFIELD, KY 40313-9604 |
| Document Number | 00D287/207 |
| Book / Page | D287 / 207 |
| Instrument Date | Mar 3, 2023 |
| Instrument | 2021814 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2580 WHITE OAK RD, OWINGSVILLE, KY 40360-9240 |
| Name | Verified Name |
|---|---|
| Address | 4110 LIBERTY RD, WEST LIBERTY, KY 41472-7350 |
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,948.00 (+30.65%) | $232,800 (+33.03%) Land $50,000 Building $182,800 | $232,800 (+33.03%) Land $50,000 Building $182,800 |
| 2023 | $1,491.00 | $175,000 Land $25,000 Building $150,000 | $175,000 Land $25,000 Building $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 2 (2015–2018) |
| Most Recent Claim | Sep 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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