80 Oglethorpe Ln, Lakemont, GA 30552 Property Records

Rabun County property record for 80 Oglethorpe Ln, Lakemont, GA 30552

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,207 sqft · built 1983
Lot Size	1.03 acres (45,035 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,586 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`LR04-063-L`

Property Details

APN / Parcel Number

Primary APN	`LR04-063-L`
Alternative APN	`3006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,207 sqft Heated Area
1st Floor Area	2,025 sqft
Upper Floors Area	1,182 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,035 sqft (1.03 acres)

Exterior Amenities

Porch	Patio
Porch Area	568 sqft
Deck Area	288 sqft
Patio Area	288 sqft
Boat House	896 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	3006
Street Address	80 OGLETHORPE LN
City	LAKEMONT
State	GA
Zip	30552-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VC
Legal Description	LEASE 177
Legal Subdivision	00700R - LK RABUN WATERFRONT
Jurisdiction	RABUN GA
Township / Civil Division	TIGER
Census Block Group	2
Census Block	2022
Census Tract	970304

Owner

Source: Rabun County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	80 OGLETHORPE LN, LAKEMONT, GA 30552-2817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK
Aug 3, 2020	Deed of Trust, Mortgage · Line of Credit CADENCE BK NA
Nov 7, 2019	Deed of Trust, Mortgage CADENCE BK NA
Oct 31, 2019	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 1982
Deed Sale	Dec 1, 1982
Prior Sale	Dec 1, 1982
Deed Book / Page	L8 / 590
Last Transfer Date	Nov 19, 2009
Transfer Doc	000P350026
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RABUN GA
Property Address	80 OGLETHORPE LN, LAKEMONT, GA 30552-2817
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 OGLETHORPE LN, LAKEMONT, GA 30552-2817

Mortgage

Document Number	000W480000000564
Date	Jul 26, 2021
Book Page	0000000W48/0000000564

Lender

Name	CADENCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RABUN GA
Property Address	80 OGLETHORPE LN, LAKEMONT, GA 30552-2817
Document Number	000O470813
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 OGLETHORPE LN LAKEMONT GA 305522817, LAKEMONT, GA 30552-2817

Mortgage

Document Number	000O470813
Date	Aug 17, 2020
Book Page	000O47/000813

Lender

Name	CADENCE BK NA
Address	ATLANTA, GA 30326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 16, 2035

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RABUN GA
Property Address	80 OGLETHORPE LN, LAKEMONT, GA 30552-2817
Document Number	000X460084
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	80 OGLETHORPE LN LAKEMONT GA 305522817, LAKEMONT, GA 30552-2817

Mortgage

Document Number	000X460084
Date	Dec 13, 2019
Book Page	000X46/000084

Lender

Name	CADENCE BK NA
Address	3500 COLONNADE PKWY, BIRMINGHAM, AL 35243-8300

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RABUN GA
Recording Date	Oct 31, 2019
Property Address	80 OGLETHORPE LN, LAKEMONT, GA 30552-2817
Document Number	000T460447
Book / Page	000T46 / 000447
Instrument Date	Oct 31, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$5.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3523 PRESERVE DR SE ATLANTA GA 303393737, ATLANTA, GA 30339-3737

Tax Assessment & Valuation

Source: Rabun County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Rabun County
Unified School District	Rabun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,586.00 (+8.4%)	$223,431 (+23.6%) Building $223,431	$558,577 (+23.6%) Building $558,577
2023	$3,308.00 (-1.28%)	$180,767 (+5.7%) Building $180,767	$451,918 (+5.7%) Building $451,918
2022	$3,351.00	$171,013 Building $171,013	$427,533 Building $427,533

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2004–2015)
Most Recent Claim	Dec 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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