Worcester County and Gardner City property record for 80 Oak St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Triplex |
|---|---|
| Details | 7 bd · 4 ba · 2,810 sqft · built 1900 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $462,000 (Nov 2023) |
| Tax Bill | $57 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:N-25 B:0007 L:0048 |
| Primary APN | M:N-25 B:0007 L:0048 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 12 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 2,810 sqft Living Area |
| Gross Area | 5,166 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 10,890 sqft (0.25 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 80 OAK ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3961 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Block | 24 |
| Legal Lot Number | 48 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 707400 |
Source: Worcester County and Gardner City records · APN M:N-25 B:0007 L:0048
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 242 MADISON AVE, BRIDGEPORT, CT 06604-3234 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Nov 01, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GREENBOX LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 2023 · Amount on Record |
| Deed Sale | Nov 01, 2023 · Amount on Record |
| Prior Sale | Jun 20, 2012 |
| Deed Document Number | 202391742 |
| Deed Book / Page | 69837 / 3 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 80 OAK ST, GARDNER, MA 01440-3961 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 073315-359 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 73315/359 |
| Instrument | 19706 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Nov 01, 2023 |
| Property Address | 80 OAK ST, BALDWINVILLE, MA 01436-1022 |
| Document Number | 00069837-3 |
| Book / Page | 69837 / 3 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 91742 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 242 MADISON AVE, BRIDGEPORT, CT 06604-3234 |
| Document Number | 0000091743 |
|---|---|
| Date | Nov 01, 2023 |
| Instrument | 91743 |
| Name | GREENBOX LOANS INC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $57.00 (-98.76%) | $397,800 (+29.79%) Land $69,000 Building $328,800 |
| 2024 | $4,594.00 (+3.24%) | $306,500 (+11.09%) Land $62,800 Building $243,700 |
| 2023 | $4,450.00 | $275,900 Land $61,900 Building $214,000 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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