80 N Cobb Rd, Highlands, NC 28741 Property Records

Macon County property record for 80 N Cobb Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,312 sqft · built 1981
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Company Names on Record
Last Sale	$1,250,000 (Jun 2023)
Tax Bill	$4,824 (2026)
Deeds & Mortgages	Apr 2026 Sale Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7530943180`

Property Details

APN / Parcel Number

Primary APN	`7530943180`
Alternative APNs	`0501346` `151306` `155286`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,312 sqft Heated Area
1st Floor Area	928 sqft
Upper Floors Area	384 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,689 sqft (0.98 acres)
Terrain	Rolling
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Deck Area	376 sqft
Patio Area	552 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	155286
Street Address	80 N COBB RD
City	HIGHLANDS
State	NC
Zip	28741-0450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR1
Legal Description	LOT 40A MT LORI
Legal Subdivision	MT LORI
Legal Lot Number	40A
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1025
Census Tract	970501

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	46 N BARRETT SQ, 301, INLET BEACH, FL 32461-5039
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 28, 2023	Warranty Deed, Transfer · Conventional Mortgage EUSTIS MORTGAGE CORP
Dec 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
May 27, 2021	Warranty Deed, Transfer
Nov 8, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	May 27, 2021 · Amount on Record
Deed Document Number	20233867
Deed Book / Page	42 / 252
Prior Transfer Date	Dec 14, 2021
Prior Transfer Doc	000M41/846
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Apr 30, 2026
Property Address	80 N COBB RD, HIGHLANDS, NC 28741-0450
Document Number	0000002661
Book / Page	44 / 1089
Instrument Date	Apr 21, 2026
Instrument	20262661
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	46 N BARRETT SQ, 301, INLET BEACH, FL 32461-5039

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jun 28, 2023
Property Address	80 N COBB RD, HIGHLANDS, NC 28741-0450
Document Number	000P42/252
Book / Page	P-42 / 252
Map Reference	PL 4065
Instrument Date	Jun 22, 2023
Instrument	2023003867
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 N BARRETT SQ # 301, 301, ROSEMARY BEACH, FL 32461-5039

Mortgage

Document Number	2023003868
Date	Jun 28, 2023
Instrument	2023003868

Lender

Name	EUSTIS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Dec 15, 2021
Property Address	80 N COBB RD, HIGHLANDS, NC 28741-0450
Document Number	000M41/846
Book / Page	M-41 / 846
Map Reference	CARD 4065
Instrument Date	Dec 14, 2021
Instrument	2021011741
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 WOLF TREE RD, BLUFFTON, SC 29910-8392

Mortgage

Document Number	2021011742
Date	Dec 15, 2021
Instrument	2021011742

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 27, 2021
Property Address	80 N COBB RD, HIGHLANDS, NC 28741-0450
Document Number	Y40/593
Book / Page	Y-40 / 593
Map Reference	CARD 4065
Instrument Date	May 26, 2021
Instrument	2021005122
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount Recorded
Tax	$1,270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 WOLF TREE RD, BLUFFTON, SC 29910-8392

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Nov 8, 2017
Property Address	80 N COBB RD, HIGHLANDS, NC 28741-0450
Document Number	G38/1370
Book / Page	G-38 / 1370
Map Reference	DOC 4065
Instrument Date	Oct 19, 2017
Instrument	2017007679
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6147 SPINNAKER LOOP, LADY LAKE, FL 32159-5923

Mortgage

Document Number	G38/1373
Date	Nov 8, 2017
Book Page	G-38/1373
Instrument	2017007680

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,824.00 (+10.04%)	$1,089,930 (+1.36%) Land $169,930 Building $920,000	$1,089,930 (+1.36%) Land $169,930 Building $920,000
2025	$4,384.00 (+34.03%)	$1,075,330 (+34.98%) Land $169,930 Building $905,400	$1,075,330 (+34.98%) Land $169,930 Building $905,400
2023	$3,271.00 (+82.13%)	$796,660 (+179.39%) Land $169,930 Building $626,730	$796,660 (+179.39%) Land $169,930 Building $626,730
2022	$1,796.00	$285,140 Land $125,000 Building $160,140	$285,140 Land $125,000 Building $160,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2003–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Hotwire Communications Fiber	2,500 / 2,500
Vyve Broadband Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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