Worcester County and Spencer Town property record for 80 Maple St, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,259 sqft · built 1887 |
| Lot Size | 0.319 acres (13,896 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Jun 2026) |
| Tax Bill | $29 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U02 B:00032 L:00000 |
| Primary APN | SPEN M:00U02 B:00032 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,259 sqft Living Area |
| Gross Area | 2,124 sqft |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1887 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,896 sqft (0.319 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 80 MAPLE ST |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 32 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 726200 |
Source: Worcester County and Spencer Town records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 80 MAPLE ST, SPENCER, MA 01562-2533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage |
| Jun 26, 2026 | Quit Claim Deed, Transfer · FHA Mortgage |
| Sep 13, 2023 | Deed of Trust, Mortgage · Line of Credit COUNTRY BANK |
| Apr 28, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage COUNTRY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Apr 28, 2023 · Amount on Record |
| Deed Document Number | 202653203 |
| Deed Book / Page | 73788 / 245 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Jun 26, 2026 |
| Property Address | 80 MAPLE ST, SPENCER, MA 01562-2533 |
| Document Number | 0000053205 |
| Book / Page | 73788 / 268 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202653205 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 80 MAPLE ST, SPENCER, MA 01562-2533 |
| Document Number | 0000053205, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 73788/268 |
| Instrument | 202653205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 1, 2036 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Jun 26, 2026 |
| Property Address | 80 MAPLE ST, SPENCER, MA 01562-2533 |
| Document Number | 0000053203 |
| Book / Page | 73788 / 245 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202653203 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 80 MAPLE ST, SPENCER, MA 01562-2533 |
| Date | Jun 26, 2026 |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 80 MAPLE ST, SPENCER, MA 01562-2533 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0069635-60 |
|---|---|
| Date | Sep 13, 2023 |
| Book Page | 69635/60 |
| Instrument | 75991 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Apr 28, 2023 |
| Property Address | 80 MAPLE ST, SPENCER, MA 01562-2533 |
| Document Number | 069072-209 |
| Book / Page | 69072 / 209 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 32481 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 80 MAPLE ST, SPENCER, MA 01562-2533 |
| Document Number | 0000032482 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 32482 |
| Name | COUNTRY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Type Change Date | May 1, 2033 |
| Max Rate At Change | 2.25% |
| Index | 1-Year CMT |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29.00 (-98.93%) | $247,900 (+4.2%) Land $42,700 Building $205,200 | $301,530 |
| 2024 | $2,722.00 (+4.89%) | $237,900 (+10.55%) Land $42,700 Building $195,200 | |
| 2023 | $2,595.00 | $215,200 Land $42,700 Building $172,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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