80 Main St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 80 Main St, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,998 sqft · built 1940
Lot Size	0.24 acres (10,437 sqft)
Owner	2 Trust Names on File
Last Sale	$800,000 (Sep 2013)
Tax Bill	$16,806 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:006 B:0123 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:006 B:0123 L:0`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,998 sqft Living Area
Gross Area	4,266 sqft
Basement Area	744 sqft
Unfinished Basement	744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,437 sqft (0.24 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	80 MAIN ST
City	WINCHESTER
State	MA
Zip	01890-3928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	123
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2011
Census Tract	338500

Owner

80 Main St is owner-occupied and held in a trust since April 2019.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	80 MAIN ST, WINCHESTER, MA 01890-3928
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 4, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Apr 10, 2020	Deed of Trust, Mortgage · ARM CITIZENS BANK OF RHODE ISLAND
May 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2013 · Amount on File
Deed Sale	Sep 18, 2013 · Amount on File
Prior Sale	Jun 13, 2008 · Amount on File
Deed Book / Page	62651 / 139
Last Transfer Date	Apr 20, 2019
Transfer Doc	72549-131
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	80 MAIN ST, WINCHESTER, MA 01890-3928
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079630-197
Date	Feb 2, 2022
Book Page	79630/197
Instrument	18034

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	80 MAIN ST, WINCHESTER, MA 01890-3928
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081499-241
Date	May 4, 2023
Book Page	81499/241
Instrument	45962

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	80 MAIN ST, WINCHESTER, MA 01890-3928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74448-271
Date	Apr 10, 2020
Book Page	74448/271
Instrument	53540

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2030

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	May 2, 2019
Property Address	80 MAIN ST, WINCHESTER, MA 01890-3928
Document Number	72549-131
Book / Page	072549 / 000131
Instrument Date	Apr 20, 2019
Instrument	56691
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	80 MAIN ST WINCHESTER MA 018903928, WINCHESTER, MA 01890-3928

Tax Assessment & Valuation

The 2026 property tax bill for 80 Main St was $16,806, up 10,742.6% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,806.00 (+10,742.58%)	$1,516,800 (+8.44%) Land $732,700 Building $784,100	$1,442,187 (+11.67%)
2025	$155.00 (-98.83%)	$1,398,700 (+19.63%) Land $732,700 Building $666,000	$1,291,430
2024	$13,247.00	$1,169,200 Land $666,100 Building $503,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 80 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2001–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 80 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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