80 Lyall Rd, Clifton, NJ 07012 Property Records

Passaic County and Clifton City property record for 80 Lyall Rd, Clifton, NJ 07012

Property Summary

Property TypeSingle Family Home
Details1,288 sqft · built 1935
Lot Size0.096 acres (4,199 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Nov 2021)
Tax Bill$9,702 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN02-00056-02-00028

Property Details

APN / Parcel Number

Primary APN02-00056-02-00028
Alternative APNs
  • 0200056000200028
  • 0200056200028

Interior

Stories2 Stories
Building Area1,288 sqft Living Area

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Exterior MaterialWood
Construction TypeFrame
Lot Area4,199 sqft (0.096 acres)
Lot Dimensions105 ft deep x 40 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number0200056200028
Street Address80 LYALL RD
CityCLIFTON
StateNJ
Zip07012-1636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A3
Legal SubdivisionSUBDIVISION A MAP 913
Legal Block56.2
Legal Lot Number28
JurisdictionPASSAIC NJ
Township / Civil DivisionCLIFTON
Census Block Group2
Census Block2001
Census Tract124322

Owner

80 Lyall Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner of Record2 Individual Names on File
Mailing Address80 LYALL RD, CLIFTON, NJ 07012-1636
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed, Transfer · Stand-Alone First Mortgage
GUIDANCE RESIDENTIAL LLC
Nov 13, 2017Reverse Mortgage, Transfer · FHA Mortgage
1ST NATIONS REVERSE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2021 · Amount on File
Deed SaleNov 30, 2021 · Amount on File
Deed Document Number202174125
Deed Book / Page4188 / 203
Prior Transfer DateNov 3, 2017
Prior Transfer Doc0000055019
Record UpdatedSep 20, 2026

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateNov 30, 2021
Property Address80 LYALL RD, CLIFTON, NJ 07012-1636
Document Number0000074125
Book / PageD4188 / 203
Instrument DateAug 25, 2021
Instrument2021074125
Transaction TypeTransfer
Record UpdatedDec 28, 2021
Title CompanySAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressD1 GREENBRIER CT, D1, CLIFTON, NJ 07012-2441

Transferred To (Grantee/Buyer)

NameVerified Name
Address80 LYALL RD, CLIFTON, NJ 07012-1636

Mortgage

Document Number0000074126
DateNov 30, 2021
Instrument2021074126
Lender
NameGUIDANCE RESIDENTIAL LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term359 Months
DueOct 1, 2051

November 2017: Reverse Mortgage, Transfer

Document TypeReverse Mortgage
JurisdictionPASSAIC NJ
Recording DateNov 13, 2017
Property Address80 LYALL RD, CLIFTON, NJ 07012-1636
Document Number0000055019
Book / Page003183 / 000266
Instrument DateNov 3, 2017
Instrument55019
Transaction TypeTransfer
Record UpdatedDec 1, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address80 LYALL RD CLIFTON NJ 070121636, CLIFTON, NJ 07012-1636

Mortgage

Document Number55020
DateNov 13, 2017
Book Page014766/000075
Instrument55020
Lender
Name1ST NATIONS REVERSE MORTGAGE
AddressANN ARBOR, MI 48103
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term864 Months
DueNov 12, 2089
Interest
Rate TypeAdjustable Rate
Rate4.72%

Mortgage

Document Number55021,
DateNov 13, 2017
Book Page014766/000092
Instrument55021
Lender
NameFEDERAL HOUSING COMMISSIONER
AddressWASHINGTON, DC 20410
Agreement
AmountAmount on Record
Term864 Months
DueNov 12, 2089
Interest
Rate TypeAdjustable Rate
Rate4.72%

Tax Assessment & Valuation

The 2025 property tax bill for 80 Lyall Rd was $9,702, up 3.2% from the year before.

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityClifton City
Unified School DistrictClifton City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$158,300 (-) Land $89,300 Building $69,000$158,300 (-) Land $89,300 Building $69,000
2025$9,702.00 (+3.25%)$158,300 Land $89,300 Building $69,000$158,300 Land $89,300 Building $69,000
2024$9,397.00
2023$158,300 Land $89,300 Building $69,000$158,300 Land $89,300 Building $69,000
2022$9,038.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 80 Lyall Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 80 Lyall Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WATER COMMISSION
serves 310,483 people · EPA ID NJ1605002
Water SourceSurface water
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 708 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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