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80 Ludlow Dr, Chappaqua, NY 10514 Property Records

Westchester County and New Castle Town property record for 80 Ludlow Dr, Chappaqua, NY 10514 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,114 sqft · built 1950
Lot Size1.12 acres (48,787 sqft)
Owner2 Individual Names on File
Last Sale$800,000 (Jul 2013)
Tax Bill$19,091 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN553600 81.7-3-28

Property Details

APN / Parcel Number

Primary APN553600 81.7-3-28
Alternative APNs
  • 360008100700030280000000
  • 2251000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,114 sqft Living Area
1st Floor Area1,914 sqft
2nd Floor Area1,200 sqft
Basement Area1,040 sqft
Finished Basement1,040 sqft
Unfinished Basement1,040 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area48,787 sqft (1.12 acres)
Garage TypeAttached
Garage Area1,476 sqft
Parking Spaces6 Parking Spaces
PorchPorch
Porch Area264 sqft
Patio Area276 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
Water SourceCommercial

Location & Zoning

Account Number2251000
Street Address80 LUDLOW DR
CityCHAPPAQUA
StateNY
Zip10514-1212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCOUNTRY ACRES
Legal Block3
Legal Lot Number28.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionNEW CASTLE
Census Block Group3
Census Block3002
Census Tract13104

Owner

Source: Westchester County and New Castle Town records · APN 553600 81.7-3-28

Assessment roll updated May 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address80 LUDLOW DR, CHAPPAQUA, NY 10514-1212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jan 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
KEY BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 16, 2013 · Amount on Record
Deed SaleJul 16, 2013 · Amount on Record
Deed Document Number2013531613644
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address80 LUDLOW DR, CHAPPAQUA, NY 10514-1212
Transaction TypeMortgage
Record UpdatedNov 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address80 LUDLOW DR, CHAPPAQUA, NY 10514-1212
InvestorPossibly a Property Investor

Mortgage

Document Number0652813123
DateOct 22, 2025
Instrument652813123
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 21, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address80 LUDLOW DR, CHAPPAQUA, NY 10514-1212
Transaction TypeMortgage
Record UpdatedJan 28, 2022
Title CompanySERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address80 LUDLOW DR, CHAPPAQUA, NY 10514-1212

Mortgage

Document Number0620203313
DateJan 21, 2022
Instrument620203313
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Westchester County and New Castle Town records · Assessment roll updated May 14, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionNew Castle Town
Unified School DistrictChappaqua Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$19,091.00$166,155 (-) Land $60,000 Building $106,155$1,191,076 (+0.86%) Land $430,108 Building $760,968
2024$166,155 (-) Land $60,000 Building $106,155$1,180,917 (+5.19%) Land $426,439 Building $754,478
2023$166,155 Land $60,000 Building $106,155$1,122,669 Land $405,405 Building $717,264

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190131043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Nearby Flood Policies21 in force
Nearby Flood Claims11 (1979–2021)
Claims Outside the SFHA6 of 11
Most Recent ClaimSep 2021, other causes, Remnants Of Hurricane Ida

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 112 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber980 / 880
Optimum CommunicationsCable940 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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