80 Locust St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 80 Locust St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 1936
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Mar 2022)
Tax Bill	$7,301 (2026)
Deeds & Mortgages	Mar 2022 Transfer Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:38-9E20`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:38-9E20`
Alternative APNs	`NAUG M:011 L:3700` `AH16 9E20` `011-3700` `11-3700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
Gross Area	3,224 sqft
1st Floor Area	1,132 sqft
Basement Area	1,132 sqft
Unfinished Basement	1,132 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	11-3700
Street Address	80 LOCUST ST
City	NAUGATUCK
State	CT
Zip	06770-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Lot Number	3700
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	1
Census Block	1009
Census Tract	345100

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	80 LOCUST ST, NAUGATUCK, CT 06770-3127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 7, 2022	Quit Claim Deed, Transfer
Mar 7, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LIBERTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2022 · Amount on Record
Deed Sale	Mar 7, 2022 · Amount on Record
Deed Document Number	2022871
Deed Book / Page	1097 / 499
Prior Transfer Date	Feb 25, 2022
Prior Transfer Doc	001097-501
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Mar 7, 2022
Property Address	80 LOCUST ST, NAUGATUCK, CT 06770-3127
Document Number	001097-501
Book / Page	1097 / 501
Instrument Date	Feb 25, 2022
Instrument	2022872
Transaction Type	Transfer
Record Updated	Jul 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	80 LOCUST ST, NAUGATUCK, CT 06770-3127

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Mar 7, 2022
Property Address	80 LOCUST ST, NAUGATUCK, CT 06770-3127
Document Number	001097-499
Book / Page	1097 / 499
Instrument Date	Feb 25, 2022
Instrument	2022871
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	80 LOCUST ST, NAUGATUCK, CT 06770-3127

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Mar 7, 2022
Property Address	80 LOCUST ST, NAUGATUCK, CT 06770-3127
Document Number	001097-499
Book / Page	1097 / 499
Instrument Date	Feb 25, 2022
Instrument	2022871
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	80 LOCUST ST, NAUGATUCK, CT 06770-3127

Mortgage

Document Number	0002022873
Date	Mar 7, 2022
Instrument	2022-873

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,301.00 (+1.64%)	$180,530 (-) Land $34,090 Building $146,440	$312,230 (+147.07%)
2025	$7,183.00	$180,530 (-) Land $34,090 Building $146,440	$126,371 Land $23,863 Building $102,508
2024	$7,183.00 (-11.09%)
2023	$8,079.00 (+25.65%)	$180,530 (+34.05%) Land $34,090 Building $146,440
2022	$6,430.00	$134,670 Land $36,060 Building $98,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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