80 Llama Ln, Ronan, MT 59864 Property Records

Lake County property record for 80 Llama Ln, Ronan, MT 59864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1969
Lot Size	3.03 acres (131,987 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,646 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R155887`

Property Details

APN / Parcel Number

Primary APN	`R155887`
Alternative APNs	`15-2987-02-2-02-04-0000` `0000004255`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	131,987 sqft (3.03 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	384 sqft
Deck Area	24 sqft
Shed	1 Shed
Shed Area	120 sqft
Pole Barn	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000004255
Street Address	80 LLAMA LN
City	RONAN
State	MT
Zip	59864-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S02, T20 N, R20 W, SCEARCE 3RD ADD PT E2NW & R B COS 4054
Legal Range	20W
Legal Township	20N
Legal Section	02
Legal Subdivision	CERTIFICATE OF SURVEY # 4054
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	4
Census Block	4012
Census Tract	940500

Owner

80 Llama Ln is owned and occupied by two individuals who acquired it in June 2019.

Source: Lake County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	80 LLAMA LN, RONAN, MT 59864-2514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF RONAN
Jul 26, 2018	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2019
Deed Sale	Jun 20, 2019
Prior Sale	Jul 26, 2018 · Amount on File
Deed Document Number	2019569771
Prior Transfer Date	Dec 3, 2013
Prior Transfer Doc	0000532540
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	80 LLAMA LN, RONAN, MT 59864-2514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	583751
Date	Dec 14, 2020
Instrument	583751

Lender

Name	VALLEY BANK OF RONAN
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jul 26, 2018
Property Address	80 LLAMA LN, RONAN, MT 59864-2514
Document Number	563506
Instrument Date	Jul 20, 2018
Instrument	563506
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 LLAMA LN, 80, RONAN, MT 59864-2514

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	801 DAKOTA AVE, MISSOULA, MT 59802-5500

Mortgage

Document Number	563507
Date	Jul 26, 2018
Instrument	563507

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 80 Llama Ln was $1,646, down 14.3% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Ronan Elementary School District (PK - 08)
Secondary School District	Ronan High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,646.00 (-14.32%)	$465,700 (-)
2025	$1,921.00	$465,700	$465,700 Land $136,322 Building $329,378
2023	$2,594.00	$389,300	$389,300 Land $77,835 Building $311,465

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 80 Llama Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 80 Llama Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.4% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Western Montana CommunityTel Fiber	100 / 100

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