Fairfield Town property record for 80 Howard St, Fairfield, CT 06824
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,802 sqft · built 2010 |
| Lot Size | 0.141 acres (6,133 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,915,000 (Nov 2023) |
| Tax Bill | $20,656 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | FAIR M:182 B:298 |
| Primary APN | FAIR M:182 B:298 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 3,802 sqft Living Area |
| Gross Area | 5,930 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,133 sqft (0.141 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 22682 |
|---|---|
| Street Address | 80 HOWARD ST |
| City | FAIRFIELD |
| State | CT |
| Zip | 06824-6404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Block | 298 |
| Jurisdiction | FAIRFIELD CT |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 61600 |
80 Howard St is owned and occupied by two individuals who bought it in November 2023.
Source: Fairfield Town records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 80 HOWARD ST, FAIRFIELD, CT 06824-6404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA |
| Jan 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK |
| Nov 27, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on File |
| Deed Sale | Nov 27, 2023 · Amount on File |
| Prior Sale | Jun 24, 2016 · Amount on File |
| Deed Document Number | 20232023-5703 |
| Deed Book / Page | 6464 / 303 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 80 HOWARD ST, FAIRFIELD, CT 06824-6404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006329-266 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 6329/266 |
| Instrument | 2022-4510 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.38% |
| Type Change Date | Jul 1, 2029 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 80 HOWARD ST, FAIRFIELD, CT 06824-6404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 006688-217 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 6688/217 |
| Instrument | 2026-521 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Type Change Date | Feb 1, 2031 |
| Index | Other |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Nov 27, 2023 |
| Property Address | 80 HOWARD ST, FAIRFIELD, CT 06824-6404 |
| Document Number | 006464-303 |
| Book / Page | 6464 / 303 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 2023-5703 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 80 HOWARD ST, FAIRFIELD, CT 06824-6404 |
| Document Number | 0020235704 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 2023-5704 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.38% |
| Type Change Date | Dec 1, 2028 |
| Max Rate At Change | 2.75% |
| Index | Other |
The 2025 property tax bill for 80 Howard St was $20,656.
Source: Fairfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Fairfield Town |
| Unified School District | Fairfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,656.00 | $727,580 Land $298,900 Building $428,680 | $509,306 Land $209,230 Building $300,076 |
| 2024 | $20,656.00 (+3.2%) | ||
| 2023 | $20,016.00 | $727,580 Land $298,900 Building $428,680 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 80 Howard St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 80 Howard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures