Walton County property record for 80 Heron Pointe Ct, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,548 sqft · built 2000 |
| Lot Size | 0.294 acres (12,807 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Jul 2016) |
| Tax Bill | $1,846 (2024) |
| Deeds & Mortgages | Apr 2024 Line of Credit Feb 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-2S-21-42400-00A-0350 |
| Primary APN | 28-2S-21-42400-00A-0350 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,548 sqft Living Area |
| Gross Area | 2,172 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 12,807 sqft (0.294 acres) |
| Lot Dimensions | 13.5 ft deep x 5.5 ft wide |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 204 sqft |
| Deck Area | Deck Area |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1060379 |
|---|---|
| Street Address | 80 HERON POINTE CT |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 35 BLK A PHASE 1 OF BAYSIDE S/D PB 9-22 OR 1895-399 OR 2072-158 OR 2296-1130 OR 3016-3843 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | OF BAYSIDE S/D |
| Legal Phase | 1 |
| Legal Block | A |
| Legal Lot Number | 35 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 950608 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 80 HERON POINTE CT, MIRAMAR BEACH, FL 32550-4599 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2024 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Feb 7, 2022 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Apr 20, 2022 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Apr 20, 2017 | Deed of Trust, Mortgage · FHA Mortgage BANCORPSOUTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2016 · Amount on Record |
| Deed Sale | Jul 29, 2016 · Amount on Record |
| Prior Sale | Jan 26, 2004 · Amount on Record |
| Deed Document Number | 2016000024455 |
| Deed Book / Page | 3016 / 3843 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 80 HERON POINTE CT, MIRAMAR BEACH, FL 32550-4599 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|---|
| Address | 80 HERON POINTE CT, MIRAMAR BEACH, FL 32550-4599 |
| Document Number | OR33210820 |
|---|---|
| Date | Apr 10, 2024 |
| Book Page | OR3321/820 |
| Instrument | 20240012351 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | 13331 US HIGHWAY 98 W, MIRAMAR BEACH, FL 32550 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 26, 2049 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 80 HERON POINTE CT, MIRAMAR BEACH, FL 32550-4599 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 80 HERON POINTE CT, SANDESTIN, FL 32550-4599 |
| Document Number | 0032373622 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 3237/3622 |
| Instrument | 20220005748 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | MIRAMAR BEACH, FL 32550 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 26, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 80 HERON POINTE CT, MIRAMAR BEACH, FL 32550-4599 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 80 HERON POINTE CT, MIRAMAR BEACH, FL 32550-4599 |
| Document Number | 0032483975 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 3248/3975 |
| Instrument | 20220018614 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | MIRAMAR BEACH, FL 32550 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Mar 26, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 80 HERON POINTE CT, MIRAMAR BEACH, FL 32550-4599 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030384962 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 3038/4962 |
| Instrument | 20170012418 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $360,610 (-13.3%) Land $89,250 Building $271,360 | $360,610 (-13.3%) Land $89,250 Building $271,360 | |
| 2024 | $1,846.00 (+4.18%) | ||
| 2023 | $1,772.00 (+1.49%) Homeowner's exemption | $415,911 (+8.93%) Land $56,422 Building $359,489 | $415,911 (+8.93%) Land $56,422 Building $359,489 |
| 2022 | $1,746.00 Homeowner's exemption | $381,832 Land $62,628 Building $319,204 | $381,832 Land $62,628 Building $319,204 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, T-Mobile, Wildstar Networks.
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