80 Hard Hack Dr, Margaretville, NY 12455 Property Records

Delaware County and Middletown Town property record for 80 Hard Hack Dr, Margaretville, NY 12455

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2009
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Dec 2020)
Tax Bill	$3,659 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`124689 306.8-1-53`

Property Details

APN / Parcel Number

Primary APN	`124689 306.8-1-53`
Alternative APNs	`46893060080001053000` `07800605001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Modular
Exterior Material	Wood
Foundation Type	Raised
Lot Area	60,984 sqft (1.4 acres)
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	07800605001
Street Address	80 HARD HACK DR
City	MARGARETVILLE
State	NY
Zip	12455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	H5
Legal Description	UNALLOTTED GORE GL#7 SANGVIC ERIC E E
Legal Block	1
Legal Lot Number	53.000
Jurisdiction	DELAWARE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1060
Census Tract	971200

Owner

80 Hard Hack Dr is owned by two individuals who bought it in December 2020.

Source: Delaware County and Middletown Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	516 W CHESTNUT ST, PERKASIE, PA 18944-1312
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2020 · Amount on File
Deed Sale	Dec 16, 2020 · Amount on File
Prior Sale	Apr 20, 2000 · Amount on File
Deed Document Number	20208169
Deed Book / Page	1650 / 327
Record Updated	Oct 29, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Dec 16, 2020
Property Address	80 HARD HACK DR, MARGARETVILLE, NY 12455
Document Number	001650/327
Book / Page	1650 / 327
Instrument Date	Nov 23, 2020
Instrument	8169
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8 YARROW CT, PERKASIE, PA 18944-2408

Mortgage

Document Number	0000008170
Date	Dec 16, 2020
Instrument	8170

Lender

Name	AMERICAN HERITAGE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 80 Hard Hack Dr was $3,659, up 1.2% from the year before.

Source: Delaware County and Middletown Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Middletown Town
Unified School District	Margaretville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,659.00 (+1.25%)
2025	$3,614.00	$171,000 Land $25,400 Building $145,600	$289,831 Land $43,051 Building $246,780
2023		$171,000 (-) Land $25,400 Building $145,600	$246,400 (+23.2%) Land $36,600 Building $209,800
2022		$171,000 Land $25,400 Building $145,600	$200,000 Land $29,708 Building $170,292
2021	$1,813.00 (-45.06%)
2020	$3,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 80 Hard Hack Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	18 (1987–2024)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding, Jun 2006 · 9 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 80 Hard Hack Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTC Cable Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20