80 Garner Ave, Waldorf, MD 20602 Property Records

Charles County property record for 80 Garner Ave, Waldorf, MD 20602

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,814 sqft · built 1969
Lot Size	0.394 acres (17,167 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Oct 2018)
Tax Bill	$9,662 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-001173`

Property Details

APN / Parcel Number

Primary APN	`06-001173`
Alternative APNs	`6001173` `001173`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,814 sqft Living Area
1st Floor Area	1,014 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,167 sqft (0.394 acres)
Garage Area	275 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	001173
Street Address	80 GARNER AVE
City	WALDORF
State	MD
Zip	20602-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	L 39 B 2 S 3 C CARRINGTON NEIGHBORHOOD ST CHARLES SUB
Legal Subdivision	ST CHARLES SUB
Legal Block	2
Legal Lot Number	39
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1003
Census Tract	850902

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	80 GARNER AVE, WALDORF, MD 20602-2926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2018 · Amount on File
Deed Sale	Oct 3, 2018 · Amount on File
Prior Sale	Aug 27, 2012 · Amount on File
Deed Book / Page	10413 / 280
Transfer Doc	0000166198
Record Updated	Oct 29, 2026

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Oct 3, 2018
Property Address	80 GARNER AVE, WALDORF, MD 20602-2926
Document Number	0104130280
Book / Page	10413 / 280
Map Reference	MB PCM11 FO21
Instrument Date	Sep 8, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MULTIPLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10434 OLD COLCHESTER RD, LORTON, VA 22079-3547

Mortgage

Document Number	0010413288
Date	Oct 3, 2018
Instrument	10413/288

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2048

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,667 (+16.51%)	$334,400 (+10.66%) Land $125,300 Building $209,100
2025	$9,662.00 (+142.89%)
2023	$3,978.00 (+25.29%)	$277,800 (+9.63%)	$302,200 (-) Land $125,300 Building $176,900
2022	$3,175.00	$253,400	$302,200 Land $125,300 Building $176,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250