80 Gamble St, Shelby, OH 44875 Property Records

Richland County property record for 80 Gamble St, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,496 sqft · built 1920
Lot Size	0.22 acres (9,601 sqft)
Owner	Company Name on Record
Last Sale	$185,000 (Nov 2022)
Tax Bill	$958 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Sep 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-08-105-04-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-105-04-000`
Alternative APN	`03180`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,496 sqft Living Area
1st Floor Area	616 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	160 ft deep x 60 ft wide
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	GAMBLE ST
City	SHELBY
State	OH
Zip	44875
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	592 60 FT S S 60 X 160 FT
Legal Subdivision	VILLAGE OF SHELBY
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	2
Census Block	2005
Census Tract	2500

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1644 TOWNSHIP ROAD 1153, ASHLAND, OH 44805-9454
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage FARMERS STATE BANK
Sep 11, 2024	Warranty Deed, Transfer · Line of Credit FARMERS STATE BANK
Nov 1, 2022	Warranty Deed, Transfer · Commercial Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Deed Document Number	202213586
Deed Book / Page	2997 / 3649
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	GAMBLE ST, SHELBY, OH 44875
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002999/343
Date	Dec 15, 2022
Book Page	2999/343
Instrument	202200015262

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	ASHLAND, OH 44805

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 13, 2042

Interest

Rate Type	Adjustable Rate

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Sep 11, 2024
Property Address	GAMBLE ST, SHELBY, OH 44875
Document Number	003019/675
Book / Page	3019 / 675
Instrument Date	Sep 4, 2024
Instrument	202400008929
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 TWP RD 1153, ASHLAND, OH 44805-9454
Investor	Possibly a Property Investor

Mortgage

Document Number	202400008930
Date	Sep 11, 2024
Instrument	202400008930

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 4, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Nov 1, 2022
Property Address	GAMBLE ST, SHELBY, OH 44875
Document Number	02997/3649
Book / Page	2997 / 3649
Instrument Date	Oct 31, 2022
Instrument	202200013586
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	HEARTLAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	202200013587
Date	Nov 1, 2022
Instrument	202200013587

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$958.00 (+0.1%)	$24,460 (-) Land $4,870 Building $19,590
2024	$957.00 (-0.21%)	$24,460 (-) Land $4,870 Building $19,590
2023	$959.00 (-10.37%)	$24,460 (+0.08%) Land $4,870 Building $19,590	$69,880 (+0.07%) Land $13,900 Building $55,980
2022	$1,070.00	$24,440 Land $4,660 Building $19,780
2020			$69,830 Land $13,320 Building $56,510

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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