80 Franklin St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 80 Franklin St, Keene, NH 03431

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,744 sqft · built 1890
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$156,000 (Jul 2021)
Tax Bill	$5,475 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`KEEN M:553 L:73`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:553 L:73`
Alternative APN	`553073000000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,744 sqft Living Area
Gross Area	3,543 sqft
1st Floor Area	983 sqft
Basement Area	983 sqft
Unfinished Basement	983 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	553073000000000
Street Address	80 FRANKLIN ST
City	KEENE
State	NH
Zip	03431-3255
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	HD
Legal Lot Number	73
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	3
Census Block	3006
Census Tract	971100

Owner

80 Franklin St, a duplex, is owned by two individuals who bought it in July 2021.

Source: Cheshire County and Keene City records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	75 VALLEY VW, SURRY, NH 03431-8107
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on File
Deed Sale	Jul 2, 2021 · Amount on File
Deed Document Number	20217177
Deed Book / Page	3170 / 686
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	Jul 2, 2021
Property Address	80 FRANKLIN ST, KEENE, NH 03431-3255
Document Number	003170-686
Book / Page	3170 / 686
Instrument Date	Jul 1, 2021
Instrument	2107177
Transaction Type	Transfer
Record Updated	Dec 8, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	75 VALLEY VW, SURRY, NH 03431-8107

Mortgage

Document Number	0002107178
Date	Jul 2, 2021
Instrument	2107178

Lender

Name	SAVINGS BANK OF WALPOLE
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 80 Franklin St was $5,475, up 3.9% from the year before.

Source: Cheshire County and Keene City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,475.00 (+3.93%)	$159,300 (-) Land $40,000 Building $119,300
2024	$5,268.00 (+3.7%)	$159,300 (-) Land $40,000 Building $119,300
2023	$5,080.00 (+2.77%)	$159,300 (-) Land $40,000 Building $119,300
2022	$4,943.00	$159,300 Land $40,000 Building $119,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 80 Franklin St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	19 (1979–2012)
Most Recent Claim	May 2012 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, May 2012 · 5 claims Severe Storms And Flooding, Oct 2005 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 80 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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