Rowan County property record for 80 Cumberland Dr, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $237,000 (Aug 2020) |
| Tax Bill | $1,614 (2025) |
| Deeds & Mortgages | Aug 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-00 00 057.44 |
| Primary APN | 011-00 00 057.44 |
|---|---|
| Alternative APNs |
|
| Account Number | 3892 |
|---|---|
| Street Address | 80 CUMBERLAND DR |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-7672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE & LOT #44 PHASE 4 UNIT 2 DOGWOOD ESTATES |
| Legal Subdivision | DOGWOOD ESTATES |
| Legal Phase | 4 |
| Legal Lot Number | 44 |
| Legal Unit | 2 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 950100 |
Source: Rowan County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 80 CUMBERLAND DR, MOREHEAD, KY 40351-7672 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2020 · Amount on Record |
| Deed Sale | Aug 11, 2020 · Amount on Record |
| Prior Sale | Oct 1, 2014 · Amount on Record |
| Deed Document Number | 2005913 |
| Deed Book / Page | D276 / 434 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Aug 11, 2020 |
| Property Address | 80 CUMBERLAND DR, MOREHEAD, KY 40351-7672 |
| Document Number | D276/434 |
| Book / Page | D276 / 434 |
| Map Reference | CAB 2 SL 63 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 2005913 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $237.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 80 CUMBERLAND DR, 80, MOREHEAD, KY 40351-7672 |
| Name | Verified Name |
|---|---|
| Address | 80 CUMBERLAND DR, MOREHEAD, KY 40351-7672 |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,614.00 (-3.12%) Homeowner's exemption | $242,000 (-) Land $32,500 Building $209,500 | $242,000 (-) Land $32,500 Building $209,500 |
| 2023 | $1,666.00 Homeowner's exemption | $242,000 Land $32,500 Building $209,500 | $242,000 Land $32,500 Building $209,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (2003–2026) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | May 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
5G (outdoors only) and 4G LTE
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