80 Cider Mill Rd, Keene, NH 03431 Property Records

Cheshire County and Surry Town property record for 80 Cider Mill Rd, Keene, NH 03431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,778 sqft · built 2018
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,705 (2025)
Deeds & Mortgages	Feb 2021 Refinance Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SURR M:0005B B:000071 L:00000K`

Property Details

APN / Parcel Number

Primary APN	`SURR M:0005B B:000071 L:00000K`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,778 sqft Living Area
Gross Area	5,193 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	80 CIDER MILL RD
City	KEENE
State	NH
Zip	03431-4058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Block	71
Legal Lot Number	K
Jurisdiction	SURRY TOWN NH
Township / Civil Division	SURRY
Census Block Group	1
Census Block	1073
Census Tract	970100

Owner

Source: Cheshire County and Surry Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	80 CIDER MILL RD, KEENE, NH 03431-4058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Oct 7, 2019	Deed of Trust, Mortgage EMM FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY TOWN NH
Property Address	80 CIDER MILL RD, SURRY, NH 03431-4058
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3149-207
Date	Feb 3, 2021
Book Page	3149/207
Instrument	2101303

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY TOWN NH
Property Address	80 CIDER MILL RD, SURRY, NH 03431-4058
Document Number	0030831201
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	SUMMIT TITLE SERVICES LLC, SUMMIT TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	80 CIDER MILL RD SURRY NH 034314058, SURRY, NH 03431-4058

Mortgage

Document Number	0030831201
Date	Oct 8, 2019
Book Page	003083/001201
Instrument	8196

Lender

Name	EMM FIN'L
Address	CHERRY HILL, NJ 08002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

Tax Assessment & Valuation

Source: Cheshire County and Surry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Surry Town
Unified School District	Surry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,705.00 (+4.99%)	$458,100 (-) Land $101,500 Building $356,600
2023	$7,339.00 (+0.89%)	$458,100 (+1.15%) Land $101,500 Building $356,600
2022	$7,274.00	$452,900 Land $101,500 Building $351,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (1979–2013)
Most Recent Claim	Jul 2013 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2013 · 2 claims Severe Storms And Flooding, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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