80 Central Ave, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 80 Central Ave, Cortland, NY 13045

Property Summary

Property TypeDuplex
Details6 bd · 3 ba · 2,432 sqft · built 1920
Lot Size0.154 acres (6,743 sqft)
OwnerCompany Name on Record
Tax Bill$8,292 (2026)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN110200 86.59-01-22.000

Property Details

APN / Parcel Number

Primary APN110200 86.59-01-22.000
Alternative APN
  • 020008605900010220000000

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,432 sqft Total Area
1st Floor Area1,216 sqft
2nd Floor Area1,216 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,743 sqft (0.154 acres)
Lot Dimensions133 ft deep x 50.7 ft wide
Garage TypeDetached
Garage Area1,056 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area289 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address80 CENTRAL AVE
CityCORTLAND
StateNY
Zip13045-2717
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Block1
Legal Lot Number22.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLAND
Census Block Group2
Census Block2000
Census Tract970600

Owner

Source: Cortland County and Cortland City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address39 BROADWAY, 1250, NEW YORK, NY 10006-3089
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2024
Deed SaleApr 2, 2024
Prior SaleJun 29, 2022 · Amount on Record
Deed Document Number2024621
Last Transfer DateFeb 6, 2025
Transfer Doc0000000404
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateJun 29, 2022
Property Address80 CENTRAL AVE, CORTLAND, NY 13045-2717
Document Number0000003631
Instrument DateJun 22, 2022
Instrument2022-03631
Transaction TypeTransfer
Record UpdatedJul 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address52 LINCOLN AVE, CORTLAND, NY 13045-1934

Mortgage

Document Number0000003632
DateJun 29, 2022
Instrument2022-03632
Lender
NameMETRO CITY BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.6%
Type Change DateJul 1, 2027
Max Rate At Change4.3%
Index1-Year CMT

Tax Assessment & Valuation

Source: Cortland County and Cortland City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
MunicipalityCortland City
Unified School DistrictCortland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,292.00 (+49.89%)
2025$5,532.00 (+61.8%)$195,000 (+105.26%) Land $14,300 Building $180,700$201,031 (+54.48%) Land $14,742 Building $186,289
2023$3,419.00$95,000 Land $10,000 Building $85,000$130,137 Land $13,699 Building $116,438

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLAND (C)
serves 20,095 people · EPA ID NY1101754
Water SourceGroundwater
Last State InspectionNov 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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