80 Cemetery Rd, Oswego, NY 13126 Property Records

Oswego County and Oswego Town property record for 80 Cemetery Rd, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,968 sqft · built 1945
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on File
Last Sale	$221,000 (Dec 2018)
Tax Bill	$6,675 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`354200 164.00-02-28.2`

Property Details

APN / Parcel Number

Primary APN	`354200 164.00-02-28.2`
Alternative APN	`420016400000020282000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,968 sqft Living Area
1st Floor Area	1,104 sqft
2nd Floor Area	384 sqft
Upper Floors Area	480 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2012
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	131,116 sqft (3.01 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	792 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	80 CEMETERY RD
City	OSWEGO
State	NY
Zip	13126-6034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Subdivision	ORIGINAL TOWNSHIP OF OSWEGO
Legal Block	2
Legal Lot Number	28.200
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1015
Census Tract	21401

Owner

80 Cemetery Rd is owned and occupied by two individuals who bought it in December 2018.

Source: Oswego County and Oswego Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	80 CEMETERY RD, OSWEGO, NY 13126-6034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2017	Deed of Trust, Mortgage OSWEGO COUNTY FCU
Dec 7, 2018	Warranty Deed, Transfer · Conventional Mortgage CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2018 · Amount on File
Deed Sale	Dec 7, 2018 · Amount on File
Prior Sale	Aug 22, 2003 · Amount on File
Deed Document Number	201812044
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	80 CEMETERY RD, OSWEGO, NY 13126-6034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000659
Date	Jan 24, 2017
Instrument	R-2017-000659

Lender

Name	OSWEGO COUNTY FCU
Type	Credit Union
Address	OSWEGO, NY 13126

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 26, 2032

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Dec 7, 2018
Property Address	80 CEMETERY RD, OSWEGO, NY 13126-6034
Document Number	0000002044
Instrument Date	Dec 3, 2018
Instrument	R-2018-012044
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$884.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	859 FOREST AVE, 859, FULTON, NY 13069-3453

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	34 RUDOLPH RD, OSWEGO, NY 13126-3584
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002045
Date	Dec 7, 2018
Instrument	R-2018-012045

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 80 Cemetery Rd was $6,675, up 10.8% from the year before.

Source: Oswego County and Oswego Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Oswego Town
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,675.00 (+10.75%)
2025	$6,027.00	$165,000 Land $25,600 Building $139,400	$270,492 Land $41,967 Building $228,525
2023		$165,000 Land $25,600 Building $139,400	$239,130 Land $37,101 Building $202,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 80 Cemetery Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 80 Cemetery Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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