80 Camelia Rd, Flora, IL 62839 Property Records

Clay County property record for 80 Camelia Rd, Flora, IL 62839 · Last verified July 2026

Property Summary

Property Type	Commercial
Lot Size	0.452 acres (19,711 sqft)
Owner	2 Individual Names on File
Last Sale	$11,500 (Apr 2022)
Tax Bill	$260 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-26-302-005`

Property Details

APN / Parcel Number

Primary APN	`10-26-302-005`

Exterior

Lot Area	19,711 sqft (0.452 acres)

Location & Zoning

Street Address	80 CAMELIA RD
City	FLORA
State	IL
Zip	62839
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	REAUGH & ADAMS SUB-DIV (OUT CORP) PT OF LOTS 16 & 17
Legal Subdivision	REAUGH & ADAMS SUB-DIV
Legal Lot Number	16-17
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1055
Census Tract	972100

Owner

Source: Clay County records · APN 10-26-302-005

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	622 BIRCHWOOD AVE, FLORA, IL 62839-2401
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK XENIA
Apr 22, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK
Jan 26, 2018	Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Jan 26, 2018 · Amount on Record
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	80 CAMELIA RD, FLORA, IL 62839
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000209331
Date	Apr 24, 2024
Instrument	209331

Lender

Name	FIRST COMMUNITY BANK XENIA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	72 Months
Due	Oct 04, 2024

Interest

Rate Type	Fixed Rate
Rate	9%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Apr 22, 2022
Property Address	80 CAMELIA RD, FLORA, IL 62839
Document Number	0000204624
Instrument Date	Apr 19, 2022
Instrument	204624
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$17.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	622 BIRCHWOOD AVE, FLORA, IL 62839-2401

Mortgage

Document Number	0000204625
Date	Apr 22, 2022
Instrument	204625

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 19, 2027

Interest

Rate Type	Fixed Rate

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	Jan 26, 2018
Property Address	80 CAMELIA RD, FLORA, IL 62839
Document Number	000D193417
Map Reference	DOC 131226
Instrument Date	Jan 16, 2018
Instrument	D193417
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$24.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 COUNTY RD 2300N, XENIA, IL 62899-4280

Mortgage

Document Number	000D193418
Date	Jan 26, 2018
Instrument	D193418

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 16, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,233 (+12.46%) Land $2,528 Building $1,705	$12,699 (+12.46%) Land $7,584 Building $5,115
2024	$260.00 (+3.17%)
2022	$252.00 (-72.82%)	$3,764 Land $2,213 Building $1,551	$11,292 Land $6,639 Building $4,653
2021	$927.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170259721001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020, rainfall accumulation

Wildfire

Wildfire Risk	Low above 5% of the US · above 30% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Wabash Telephone Cooperative	Fiber	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless (licensed-by-rule)	500 / 500
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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